21 Water St, Dexter, ME 04930 Property Records

Penobscot County and Dexter Town property record for 21 Water St, Dexter, ME 04930

Property Summary

Property Type	Single Family Home
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$208,000 (Apr 2024)
Tax Bill	$2,107 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Feb 2023 Sale & Mortgage
APN	`DEXT M:012 L:143`

Property Details

APN / Parcel Number

Primary APN	`DEXT M:012 L:143`
Alternative APN	`758`

Exterior

Lot Area	17,424 sqft (0.4 acres)

Location & Zoning

Account Number	758
Street Address	21 WATER ST
City	DEXTER
State	ME
Zip	04930-1308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	143
Jurisdiction	DEXTER ME
Township / Civil Division	DEXTER
Census Block Group	1
Census Block	1008
Census Tract	15000

Owner

Source: Penobscot County and Dexter Town records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	702 TITAN LOOP, WHITEMAN AIR FORCE BASE, MO 65305-1242
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 10, 2023	Quit Claim Deed, Transfer · FHA Mortgage LEADERONE FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2024 · Amount on Record
Deed Sale	Apr 23, 2024 · Amount on Record
Prior Sale	Feb 10, 2023 · Amount on Record
Deed Document Number	20248130
Deed Book / Page	17121 / 83
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEXTER ME
Recording Date	Apr 23, 2024
Property Address	21 WATER ST, DEXTER, ME 04930-1308
Document Number	0171210083
Book / Page	17121 / 83
Instrument Date	Apr 22, 2024
Instrument	8130
Transaction Type	Transfer
Record Updated	May 6, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	702 TITAN LOOP, WHITEMAN AFB, MO 65305-1242

Mortgage

Document Number	0000008131
Date	Apr 23, 2024
Instrument	8131

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DEXTER ME
Recording Date	Feb 10, 2023
Property Address	21 WATER ST, DEXTER, ME 04930-1308
Document Number	0167510304
Book / Page	16751 / 304
Instrument Date	Feb 6, 2023
Instrument	2719
Transaction Type	Transfer
Record Updated	Feb 27, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 FOXON HILL RD UNIT N56, N56, NEW HAVEN, CT 06513-1196

Mortgage

Document Number	0000002720
Date	Feb 10, 2023
Instrument	2720

Lender

Name	LEADERONE FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Penobscot County and Dexter Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Dexter Town
Unified School District	School Administrative District 46 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,107.00 (+1.49%)	$105,900 (-) Land $13,400 Building $92,500
2024	$2,076.00 (+64.24%)	$105,900 (+67.56%) Land $13,400 Building $92,500
2022	$1,264.00	$63,200 Land $12,100 Building $51,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEXTER UTILITY DISTRICT serves 2,338 people · EPA ID ME0090440
Water Source	Surface water
Last State Inspection	May 2023
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Premium Choice Broadband.

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