21 Walnut Dr, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Heights Borough property record for 21 Walnut Dr, Spring Lake, NJ 07762

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,786 sqft · built 1978
Lot Size	0.041 acres (1,802 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,072 (2025)
Deeds & Mortgages	Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-00042-04-00011`

Property Details

APN / Parcel Number

Primary APN	`48-00042-04-00011`
Alternative APNs	`4800042000400011` `07690`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,786 sqft Living Area
1st Floor Area	992 sqft
Upper Floors Area	992 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	1,802 sqft (0.041 acres)
Garage Area	198 sqft
Parking Spaces	1 Parking Space
Patio Area	408 sqft
Canopy	30 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	07690
Street Address	21 WALNUT DR
City	SPRING LAKE
State	NJ
Zip	07762-2120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF40
Legal Description	FAIRWAY MEWS UNIT 3-14 NIT 1A
Legal Subdivision	SEA VIEW 2/FAIRWAY MEWS BLDG 1
Legal Block	42.4
Legal Lot Number	11
Jurisdiction	MONMOUTH NJ
Township / Civil Division	SPRING LAKE HEIGHTS
Census Block Group	1
Census Block	1002
Census Tract	808901

Owner

21 Walnut Dr is owned and occupied by two individuals.

Source: Monmouth County and Spring Lake Heights Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 WALNUT DR, SPRING LAKE, NJ 07762-2120
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 26, 2018
Property Address	21 WALNUT DR, SPRING LAKE, NJ 07762-2120
Document Number	0000094895
Book / Page	009313 / 004543
Instrument Date	Sep 13, 2018
Instrument	94895
Transaction Type	Transfer
Record Updated	Oct 15, 2018
Title Company	GREEN HILL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21 WALNUT DR 3 #14 SPRING LAKE NJ 07762, 14, SPRING LAKE, NJ 07762

Mortgage

Document Number	94896
Date	Sep 26, 2018
Book Page	009313/004578
Instrument	94896

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 21 Walnut Dr was $9,072, up 4.1% from the year before.

Source: Monmouth County and Spring Lake Heights Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Spring Lake Heights Borough
Unified School District	Spring Lake Heights Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,000,800 (+12.97%) Land $689,500 Building $311,300	$1,000,800 (+12.97%) Land $689,500 Building $311,300
2025	$9,072.00 (+4.14%)	$885,900 Land $577,500 Building $308,400	$885,900 Land $577,500 Building $308,400
2024	$8,711.00
2023		$763,200 Land $467,500 Building $295,700	$763,200 Land $467,500 Building $295,700
2022	$7,581.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Walnut Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Walnut Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOROUGH OF SPRINGLAKE HEIGHTS serves 5,000 people · EPA ID NJ1349001
Water Source	Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State Inspection	Aug 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20