Middlesex County and Natick Town property record for 21 Waban St, Natick, MA 01760
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,166 sqft · built 1890 |
| Lot Size | 0.121 acres (5,279 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $640,000 (May 2025) |
| Tax Bill | $6,236 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance May 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-00000303 |
| Primary APN | 51-00000303 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,166 sqft Living Area |
| 1st Floor Area | 484 sqft |
| Basement Area | 192 sqft |
| Unfinished Basement | 192 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,279 sqft (0.121 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 51-00000303 |
|---|---|
| Street Address | 21 WABAN ST |
| City | NATICK |
| State | MA |
| Zip | 01760-4844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RG |
| Jurisdiction | NATICK MA |
| Township / Civil Division | NATICK |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 382400 |
21 Waban St is owned and occupied by two individuals who bought it in May 2025.
Source: Middlesex County and Natick Town records, as of April 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 WABAN ST, NATICK, MA 01760-4844 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MORGAN STANLEY CREDIT CORP |
| May 6, 2025 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAMBRIDGE SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2025 · Amount on File |
| Deed Sale | May 6, 2025 · Amount on File |
| Deed Book / Page | 84056 / 356 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 21 WABAN ST, NATICK, MA 01760-4844 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 077157-369 |
|---|---|
| Date | Mar 8, 2021 |
| Book Page | 77157/369 |
| Instrument | 50908 |
| Name | MORGAN STANLEY CREDIT CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NATICK MA |
| Recording Date | May 6, 2025 |
| Property Address | 21 WABAN ST, NATICK, MA 01760-4844 |
| Document Number | 084056-356 |
| Book / Page | 84056 / 356 |
| Instrument Date | May 6, 2025 |
| Instrument | 48627 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 21 WABAN ST, NATICK, MA 01760-4844 |
| Investor | Possibly a Property Investor |
| Document Number | 0000048628 |
|---|---|
| Date | May 6, 2025 |
| Instrument | 48628 |
| Name | CAMBRIDGE SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Type Change Date | Jun 1, 2032 |
| Max Rate At Change | 2.75% |
| Index | Other |
The 2025 property tax bill for 21 Waban St was $6,236, up 3.5% from the year before.
Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Natick Town |
| Unified School District | Natick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,236.00 (+3.54%) | $521,400 (+6.13%) Land $396,900 Building $124,500 | $669,085 |
| 2024 | $6,023.00 (-0.86%) | $491,300 (+2.23%) Land $374,800 Building $116,500 | |
| 2023 | $6,075.00 | $480,600 Land $352,800 Building $127,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 Waban St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Waban St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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