21 W Prairie Loop Rd, Elma, WA 98541 Property Records

Mason County property record for 21 W Prairie Loop Rd, Elma, WA 98541

Property Summary

Property Type	Single Family Home
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$89,000 (Sep 2022)
Tax Bill	$203 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Mar 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`51908-50-00107`

Property Details

APN / Parcel Number

Primary APN	`51908-50-00107`

Exterior

Construction Type	Frame
Lot Area	12,632 sqft (0.29 acres)
View / Lot	Road

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Street Address	21 W PRAIRIE LOOP RD
City	ELMA
State	WA
Zip	98541-9694
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IH
Legal Description	STAR LAKE #1 LOT: 107
Legal Subdivision	STAR LAKE #1
Legal Lot Number	107
Jurisdiction	MASON WA
Township / Civil Division	WEST MASON
Census Block Group	3
Census Block	3033
Census Tract	960202

Owner

Source: Mason County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1911 SW CAMPUS DR, FEDERAL WAY, WA 98023-6473
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Warranty Deed, Transfer · Conventional Mortgage BANNER BANK
Mar 25, 2022	Warranty Deed, Transfer AEGIS LAND TITLE GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2022 · Amount on Record
Deed Sale	Sep 21, 2022 · Amount on Record
Prior Sale	Mar 25, 2022 · Amount on Record
Deed Document Number	20222188082
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MASON WA
Recording Date	Sep 21, 2022
Property Address	21 W PRAIRIE LOOP RD, ELMA, WA 98541-9694
Document Number	0002188082
Map Reference	VOL 5 PG 103-105
Instrument Date	Sep 8, 2022
Instrument	2188082
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	AEGIS LAND TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,424.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1911 SW CAMPUS DR, FEDERAL WAY, WA 98023-6473

Mortgage

Document Number	0002188083
Date	Sep 21, 2022
Instrument	2188083

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Oct 1, 2025
Change Frequency	6 Months
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	Other
Max Rate	10.7%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MASON WA
Recording Date	Mar 25, 2022
Property Address	21 W PRAIRIE LOOP RD, ELMA, WA 98541-9694
Document Number	0002178726
Map Reference	VOL 5 PG 103-105
Instrument Date	Mar 22, 2022
Instrument	2178726
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	AEGIS LAND TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$176.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 W MAKAH TRL, ELMA, WA 98541-9639

Tax Assessment & Valuation

Source: Mason County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Mason County
Unified School District	Elma School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,635 (+84.35%) Land $13,220 Building $26,415	$39,635 (+84.35%) Land $13,220 Building $26,415
2025	$203.00 (-25.91%)
2024	$274.00 (+36.32%)	$21,500 (+7.29%) Land $6,960 Building $14,540	$21,500 (+7.29%) Land $6,960 Building $14,540
2023	$201.00
2022		$20,040 Land $9,040 Building $11,000	$20,040 Land $9,040 Building $11,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
PUD 3 Fiber Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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