21 Viola St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 21 Viola St, Lowell, MA 01851

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,272 sqft · built 1900
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on File
Last Sale$120,000 (Jun 2008)
Tax Bill$5,852 (2026)
Deeds & MortgagesMay 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APNS07190

Property Details

APN / Parcel Number

Primary APNS07190
Alternative APNs
  • LOWE M:126 B:5950 L:21
  • M:000126 T:S07190

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Units2 Units
Stories3 Stories
Building Area2,272 sqft Living Area
Gross Area4,886 sqft
1st Floor Area1,136 sqft
AtticAttic
Attic Area1,210 sqft
Basement Area1,136 sqft
Unfinished Basement1,136 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleDuplex Single
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberS07190
Street Address21 VIOLA ST
CityLOWELL
StateMA
Zip01851-4922
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeTTF
Legal Block5950
Legal Lot Number21
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2005
Census Tract311600

Owner

21 Viola St, a duplex, is owned and occupied by an individual who bought it in June 2008.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address21 VIOLA ST, LOWELL, MA 01851-4922
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 30, 2008 · Amount on File
Deed SaleJun 30, 2008 · Amount on File
Record UpdatedOct 29, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address21 VIOLA ST, LOWELL, MA 01851-4922
Document Number33049-241
Instrument DateMay 24, 2019
Transaction TypeMortgage
Record UpdatedJul 2, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 VIOLA ST LOWELL MA 018514922, LOWELL, MA 01851-4922

Mortgage

Document Number33049-241
DateJun 12, 2019
Book Page033049/000241
Instrument22610
Lender
NameCITIZENS BK/RI
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 21 Viola St was $5,852, up 5.7% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,852.00 (+5.69%)$515,600 (+6.9%) Land $192,300 Building $323,300$583,783
2025$5,537.00 (+6.71%)$482,300 (+10.7%) Land $179,800 Building $302,500
2024$5,189.00 (+7.92%)$435,700 (+12.55%) Land $168,000 Building $267,700
2023$4,808.00$387,100 Land $146,100 Building $241,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Viola St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 21 Viola St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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