Hampden County and Palmer Town City property record for 21 Vicardav Ave, Palmer, MA 01069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,410 sqft · built 1964 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,343 (2025) |
| Deeds & Mortgages | Mar 2022 Sale Nov 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | PALM M:73 B:47 |
| Primary APN | PALM M:73 B:47 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,410 sqft Living Area |
| Gross Area | 2,949 sqft |
| 1st Floor Area | 1,133 sqft |
| Attic | Attic |
| Attic Area | 792 sqft |
| Basement Area | 792 sqft |
| Unfinished Basement | 792 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 21 VICARDAV AVE |
|---|---|
| City | PALMER |
| State | MA |
| Zip | 01069-1512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TR |
| Legal Block | 47 |
| Jurisdiction | PALMER MA |
| Township / Civil Division | PALMER TOWN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 810200 |
21 Vicardav Ave is owned and occupied by an individual who acquired it in March 2022.
Source: Hampden County and Palmer Town City records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21 VICARDAV AVE, PALMER, MA 01069-1512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 29, 2022 | Warranty Deed, Transfer |
| Nov 16, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 5, 2022 |
| Transfer Doc | 024473-372 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALMER MA |
| Recording Date | Mar 29, 2022 |
| Property Address | 21 VICARDAV AVE, PALMER, MA 01069-1512 |
| Document Number | 024473-372 |
| Book / Page | 24473 / 372 |
| Instrument Date | Mar 5, 2022 |
| Instrument | 19047 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 VICARDAV AVE, PALMER, MA 01069-1512 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALMER MA |
| Property Address | 21 VICARDAV AVE, PALMER, MA 01069-1512 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23535-367 |
|---|---|
| Date | Nov 16, 2020 |
| Book Page | 23535/367 |
| Instrument | 67441 |
| Name | CITIZENS BANK OF RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Dec 1, 2045 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 21 Vicardav Ave was $4,343, up 6.1% from the year before.
Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Palmer Town City |
| Unified School District | Palmer School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,343.00 (+6.08%) | $237,600 (+10.1%) Land $52,500 Building $185,100 | $341,525 (+9.37%) |
| 2024 | $4,094.00 (-5.52%) | $215,800 (-0.09%) Land $47,800 Building $168,000 | $312,265 |
| 2023 | $4,333.00 | $216,000 Land $47,800 Building $168,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 Vicardav Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 21 Vicardav Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THORNDIKE FIRE AND WATER DISTRICT serves 1,435 people · EPA ID MA1227001 |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures