21 Valley Rd, Fairfield, CT 06825 Property Records

Fairfield Town property record for 21 Valley Rd, Fairfield, CT 06825

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,576 sqft · built 1950
Lot Size	0.643 acres (28,000 sqft)
Owner	Individual Name on File
Tax Bill	$23,263 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`FAIR M:9 B:32`

Property Details

APN / Parcel Number

Primary APN	`FAIR M:9 B:32`
Alternative APNs	`FFLD M:9 B:32` `M:009 L:032 X` `434`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,576 sqft Living Area
Gross Area	8,738 sqft
Basement Area	2,576 sqft
Unfinished Basement	2,576 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,000 sqft (0.643 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	434
Street Address	21 VALLEY RD
City	FAIRFIELD
State	CT
Zip	06825-1247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	32
Jurisdiction	FAIRFIELD CT
Township / Civil Division	FAIRFIELD
Census Block Group	1
Census Block	1000
Census Tract	60100

Owner

21 Valley Rd is owned and occupied by an individual who acquired it in September 2024.

Source: Fairfield Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	21 VALLEY RD, FAIRFIELD, CT 06825-1247
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Oct 25, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIGURE LENDING LCC
Sep 17, 2024	Quit Claim Deed, Transfer · Commercial Mortgage DOUBLE BACKFLIP LLC
Nov 16, 2020	Deed of Trust, Mortgage · Balloon Mortgage WILLIAM RAVEIS MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 13, 2024
Transfer Doc	0006542-93
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	21 VALLEY RD, FAIRFIELD, CT 06825-1247
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006697-63
Date	Feb 26, 2026
Book Page	6697/63
Instrument	2026-1043

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	21 VALLEY RD, FAIRFIELD, CT 06825-1247
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00006368-1
Date	Oct 25, 2022
Book Page	6368/1
Instrument	2022-7239

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

September 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Sep 17, 2024
Property Address	21 VALLEY RD, FAIRFIELD, CT 06825-1247
Document Number	0006542-93
Book / Page	6542 / 93
Instrument Date	Sep 13, 2024
Instrument	2024-4744
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020244745
Date	Sep 17, 2024
Instrument	2024-4745

Lender

Name	DOUBLE BACKFLIP LLC

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	21 VALLEY RD, FAIRFIELD, CT 06825-1247
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6021-120
Date	Nov 16, 2020
Book Page	6021/120
Instrument	2020-10186

Lender

Name	WILLIAM RAVEIS MORTGAGE CO

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 21 Valley Rd was $23,263, up 132.8% from the year before.

Source: Fairfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Fairfield Town
Unified School District	Fairfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$23,263.00 (+132.77%)	$1,212,260 (+244.36%) Land $524,790 Building $687,470	$984,568 (+299.55%)
2025	$9,994.00	$352,030 Land $241,850 Building $110,180	$246,421 Land $169,295 Building $77,126
2024	$9,994.00 (+3.49%)
2023	$9,657.00	$351,050 Land $241,850 Building $109,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Valley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Valley Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Xfinity.

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