21 Valley Rd, Earleville, MD 21919 Property Records

Cecil County property record for 21 Valley Rd, Earleville, MD 21919

Property Summary

Property Type	Single Family Home
Details	1 ba · 687 sqft · built 1935
Lot Size	0.057 acres (2,482 sqft)
Owner	Individual Name on Record
Last Sale	$102,000 (Aug 2020)
Tax Bill	$1,073 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-026232`

Property Details

APN / Parcel Number

Primary APN	`01-026232`
Alternative APNs	`1026232` `026232`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	687 sqft Total Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,482 sqft (0.057 acres)
Deck Area	484 sqft
Shed	1 Shed
Shed Area	264 sqft

Utilities, Heating & Cooling

Heating System	Space Heater
Sewer	Connected

Location & Zoning

Account Number	026232
Street Address	21 VALLEY RD
City	EARLEVILLE
State	MD
Zip	21919-2037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 339 - .057 ACRE 21 VALLEY ROAD CRYSTAL BEACH MANOR
Legal Subdivision	CRYSTAL BEACH
Legal Lot Number	339
Jurisdiction	CECIL MD
Township / Civil Division	1, CECILTON
Census Block Group	4
Census Block	4029
Census Tract	30100

Owner

Source: Cecil County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21 VALLEY RD, EARLEVILLE, MD 21919-2037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 20, 2020	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Aug 20, 2020	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2020 · Amount on Record
Deed Sale	Aug 20, 2020 · Amount on Record
Prior Sale	Nov 28, 2005 · Amount on Record
Deed Book / Page	4661 / 418
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	21 VALLEY RD, EARLEVILLE, MD 21919-2037
Transaction Type	Mortgage
Record Updated	Jul 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 VALLEY RD, EARLEVILLE, MD 21919-2037

Mortgage

Document Number	0053470449
Date	Jul 13, 2023
Book Page	5347/449

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jul 10, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Aug 20, 2020
Property Address	21 VALLEY RD, EARLEVILLE, MD 21919-2037
Document Number	0046610418
Book / Page	4661 / 418
Instrument Date	Jul 17, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	KIRSH TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	21 VALLEY RD, EARLEVILLE, MD 21919-2037

Mortgage

Document Number	0004661422
Date	Aug 20, 2020
Instrument	4661/422

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CECIL MD
Recording Date	Aug 20, 2020
Property Address	21 VALLEY RD, EARLEVILLE, MD 21919-2037
Document Number	0046610421
Book / Page	004661 / 000421
Instrument Date	Jul 17, 2020
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	KIRSH TITLE SERVICES, KIRSH TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$102.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 VALLEY RD EARLEVILLE MD 219192037, EARLEVILLE, MD 21919-2037

Mortgage

Document Number	46610440
Date	Aug 20, 2020
Book Page	004661/000440

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2050

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,233 (+21.15%)	$110,400 (+20.13%) Land $28,100 Building $82,300
2025	$1,073.00 (+138.44%)
2023	$450.00	$86,033	$91,900 Land $28,100 Building $63,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRYSTAL BEACH MANOR/T&C UTILITY private · serves 500 people · EPA ID MD0070008
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	13 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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