21 Valley Rd, Beloit, WI 53511 Property Records

Rock County property record for 21 Valley Rd, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,198 sqft · built 1950
Lot Size	0.378 acres (16,466 sqft)
Owner	Individual Name on Record
Last Sale	$90,400 (Apr 2021)
Tax Bill	$2,904 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6-2-2182`

Property Details

APN / Parcel Number

Primary APN	`6-2-2182`
Alternative APN	`004 225021`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,198 sqft Living Area
1st Floor Area	1,198 sqft
Basement Area	1,198 sqft
Unfinished Basement	1,198 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	16,466 sqft (0.378 acres)
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	004 225021
Street Address	21 VALLEY RD
City	BELOIT
State	WI
Zip	53511-2954
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE1/4 RIVER BLUFFS LOT 21
Legal Subdivision	RIVER BLUFFS
Legal Lot Number	21
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	1
Census Block	1012
Census Tract	2300

Owner

Source: Rock County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21 VALLEY RD, BELOIT, WI 53511-2954
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jun 7, 2019	Transfer on Death Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2021 · Amount on Record
Deed Sale	Apr 29, 2021 · Amount on Record
Deed Document Number	202186214
Prior Transfer Date	Apr 22, 2021
Prior Transfer Doc	0000086214
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Apr 29, 2021
Property Address	21 VALLEY RD, BELOIT, WI 53511-2954
Document Number	2186214
Instrument Date	Apr 22, 2021
Instrument	2186214
Transaction Type	Transfer
Record Updated	May 19, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$271.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 VALLEY RD, BELOIT, WI 53511-2954

Mortgage

Document Number	0002186215
Date	Apr 29, 2021
Instrument	2186215

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

June 2019: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ROCK WI
Recording Date	Jun 7, 2019
Property Address	21 VALLEY RD, BELOIT, WI 53511-2954
Document Number	2128860
Instrument Date	May 9, 2019
Instrument	2128860
Transaction Type	Transfer
Record Updated	May 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1402 PORTLAND AVE, BELOIT, WI 53511-5048

Mortgage

Document Number	2128861
Date	Jun 7, 2019
Instrument	2128861

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rock County
County Subdivision	Beloit Town
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,904.00 (+27.82%)	$179,700 (-) Land $19,900 Building $159,800	$221,900 (+18.79%)
2023	$2,272.00	$179,700 Land $19,900 Building $159,800	$186,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–2008)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Bug Tussel Wireless, T-Mobile.

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