21 Valley Dr, Union, MO 63084 Property Records

Franklin County property record for 21 Valley Dr, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 3,400 sqft · built 1976
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on Record
Last Sale	$311,300 (Aug 2020)
Tax Bill	$3,127 (2025)
Deeds & Mortgages	Mar 2024 Sale Aug 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-8-27.0-3-007-136.000`

Property Details

APN / Parcel Number

Primary APN	`17-8-27.0-3-007-136.000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,400 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick
Construction Type	Brick
Lot Area	34,848 sqft (0.8 acres)
Patio Area	405 sqft

Location & Zoning

Street Address	21 VALLEY DR
City	UNION
State	MO
Zip	63084-1731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:19&21 VALLEY ESTATES
Legal Range	1W
Legal Township	43N
Legal Section	27
Legal Subdivision	VALLEY ESTATES
Legal Lot Number	19,21
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	2
Census Block	2027
Census Tract	800604

Owner

Source: Franklin County records, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 VALLEY DR, UNION, MO 63084-1731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2024	Beneficiary Deed, Transfer
Aug 3, 2020	Warranty Deed, Transfer · Line of Credit UNITED BK/UNION
Oct 31, 2019	Warranty Deed, Construction Loan · Line of Credit UNITED BK/UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2020 · Amount on Record
Deed Sale	Aug 3, 2020 · Amount on Record
Prior Sale	Dec 7, 2007 · Amount on Record
Deed Document Number	202012347
Last Transfer Date	Mar 8, 2021
Transfer Doc	0002402699
Record Updated	Sep 20, 2026

March 2024: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	FRANKLIN MO
Recording Date	Mar 13, 2024
Property Address	21 VALLEY DR, UNION, MO 63084-1731
Document Number	0002402699
Map Reference	PB K PG 17
Instrument Date	Mar 8, 2024
Instrument	2402699
Transaction Type	Transfer
Record Updated	Mar 27, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 VALLEY DR, UNION, MO 63084-1731

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Aug 3, 2020
Property Address	21 VALLEY DR, UNION, MO 63084-1731
Document Number	0000012347
Instrument Date	Jul 31, 2020
Instrument	12347
Transaction Type	Transfer
Record Updated	Aug 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21 VALLEY DR UN UNION MO 63084, UNION, MO 63084

Mortgage

Document Number	12348
Date	Aug 3, 2020
Instrument	12348

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Oct 31, 2019
Property Address	21 VALLEY DR, UNION, MO 63084-1731
Document Number	0000014917
Instrument Date	Oct 30, 2019
Instrument	14917
Transaction Type	Construction Loan
Record Updated	Nov 12, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 EVERT DR UNION MO 630842513, UNION, MO 63084-2513

Mortgage

Document Number	14918
Date	Oct 31, 2019
Instrument	14918

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 30, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,127.00	$59,018 (+13.49%)	$310,620 (+13.49%) Land $42,130 Building $268,490
2023	$3,127.00 (+0.16%)	$52,003	$273,700 Land $42,130 Building $231,570
2022	$3,122.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION PWS serves 12,348 people · EPA ID MO6010801
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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