Harnett County property record for 21 Vail Ct, Sanford, NC 27332
| Property Type | Single Family Home |
|---|---|
| Details | 2,519 sqft · built 2022 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $360,000 (Mar 2023) |
| Tax Bill | $2,299 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Aug 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500055140 |
| Primary APN | 1500055140 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,519 sqft Heated Area |
|---|
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 23,522 sqft (0.54 acres) |
| Porch | Porch |
| Porch Area | 21 sqft |
| Patio Area | 224 sqft |
| Heating Fuel | Electric |
|---|
| Account Number | 1500055140 |
|---|---|
| Street Address | 21 VAIL CT |
| City | SANFORD |
| State | NC |
| Zip | 27332-1332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA20R |
| Legal Description | LT#1 THE SUMMIT SEC I MAP#2005-549 |
| Legal Subdivision | SUMMIT THE |
| Legal Lot Number | 1 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | BARBECUE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 71302 |
Source: Harnett County records, as of April 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 21 VAIL CT, SANFORD, NC 27332-1332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2025 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 9, 2021 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Mar 9, 2023 | Warranty Deed, Transfer · VA Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Apr 9, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2023 · Amount on Record |
| Deed Sale | Mar 9, 2023 · Amount on Record |
| Prior Sale | Apr 9, 2021 · Amount on Record |
| Deed Document Number | 20233560 |
| Deed Book / Page | 4185 / 207 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 21 VAIL CT, SANFORD, NC 27332-1332 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 21 VAIL CT, SANFORD, NC 27332-1332 |
| Document Number | 0000021294 |
|---|---|
| Date | Nov 10, 2025 |
| Book Page | 4312/940 |
| Instrument | 2025021294 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | 951 W YAMATO RD STE 175, BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 21 VAIL CT, SANFORD, NC 27332-1332 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6200 RAMSEY ST 200, 200, FAYETTEVILLE, NC 28311-9314 |
| Investor | Possibly a Property Investor |
| Document Number | 0000018363 |
|---|---|
| Date | Aug 9, 2021 |
| Book Page | 4025/986 |
| Instrument | 2021018363 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 6, 2022 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Mar 9, 2023 |
| Property Address | 21 VAIL CT, SANFORD, NC 27332-1332 |
| Document Number | 0000003560 |
| Book / Page | 4185 / 207 |
| Map Reference | MB 2005 PG 549 |
| Instrument Date | Mar 1, 2023 |
| Instrument | 2023003560 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 407 LIONSHEAD RD, FAYETTEVILLE, NC 28311-1357 |
| Name | Verified Name |
|---|---|
| Address | 21 VAIL CT, SANFORD, NC 27332-1332 |
| Document Number | 0000003561 |
|---|---|
| Date | Mar 9, 2023 |
| Instrument | 2023003561 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Apr 9, 2021 |
| Property Address | 21 VAIL CT, SANFORD, NC 27332-1332 |
| Document Number | 0000008060 |
| Book / Page | 3966 / 684 |
| Map Reference | MB 2005 PG 549 |
| Instrument Date | Mar 23, 2021 |
| Instrument | 2021008060 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $66.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 604 FALLS CREEK CT, FORT MILL, SC 29715-5834 |
| Name | Verified Name |
|---|---|
| Address | 407 LIONSHEAD RD, FAYETTEVILLE, NC 28311-1357 |
| Investor | Possibly a Property Investor |
Source: Harnett County assessment roll, as of August 28, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,299.00 | $311,481 (-) | $311,481 (-) Land $33,280 Building $278,201 |
| 2023 | $2,299.00 | $311,481 | $311,481 Land $33,280 Building $278,201 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 65% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
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