21 Upper Bermudian Rd, Gardners, PA 17324 Property Records

Adams County property record for 21 Upper Bermudian Rd, Gardners, PA 17324

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,888 sqft · built 1890
Lot Size	1.52 acres (66,211 sqft)
Owner	2 Individual Names on File
Last Sale	$94,500 (Jun 2025)
Tax Bill	$3,176 (2026)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40 G04-0041-000`

Property Details

APN / Parcel Number

Primary APN	`40 G04-0041-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	2,888 sqft Living Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	66,211 sqft (1.52 acres)
Garage Type	Basement
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	21 UPPER BERMUDIAN RD
City	GARDNERS
State	PA
Zip	17324-9793
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	V
Jurisdiction	ADAMS PA
Township / Civil Division	TYRONE
Census Block Group	2
Census Block	2015
Census Tract	30200

Owner

Source: Adams County records · APN 40 G04-0041-000

Assessment roll updated April 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	135 STONEY RUN RD, DILLSBURG, PA 17019-9305
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 04, 2025 · Amount on Record
Deed Sale	Jun 04, 2025 · Amount on Record
Prior Sale	Feb 14, 2025 · Amount on Record
Deed Book / Page	7339 / 654
Transfer Doc	0553000523
Record Updated	Sep 20, 2026

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAMS PA
Recording Date	Dec 12, 2019
Property Address	21 UPPER BERMUDIAN RD, GARDNERS, PA 17324-9793
Document Number	6563/770
Book / Page	6563 / 770
Instrument Date	Dec 05, 2019
Instrument	20201900014673
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 UPPER BERMUDIAN RD, GARDNERS, PA 17324-9793

Mortgage

Document Number	201900014674
Date	Dec 12, 2019
Instrument	201900014674

Lender

Name	BANK OF ENGLAND

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	006563/770
Date	Dec 12, 2019
Book Page	6563/770
Instrument	20201900014673

Lender

Name	BANK OF ENGLAND

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2050

Tax Assessment & Valuation

Source: Adams County records · Assessment roll updated April 21, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Adams County
County Subdivision	Tyrone Township
Unified School District	Upper Adams School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,176.00 (+4.27%)	$148,100 (+0.89%) Land $50,700 Building $97,400
2024	$3,046.00	$146,800 (-) Land $50,700 Building $96,100
2023	$3,046.00	$146,800 Land $50,700 Building $96,100
2010			$148,100 Land $50,700 Building $97,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 16, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CTI Networks Fixed Wireless · not low latency	200 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 11 locations within half a mile of this property.

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