21 Union St, Cornwall, NY 12518 Property Records

Orange County and Cornwall Town property record for 21 Union St, Cornwall, NY 12518

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,621 sqft · built 1986
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Apr 2018)
Tax Bill	$11,539 (2024)
Deeds & Mortgages	Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`332489 38-1-23`

Property Details

APN / Parcel Number

Primary APN	`332489 38-1-23`
Alternative APNs	`248903800000010230000000` `38-1-23`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,621 sqft Living Area
Gross Area	2,313 sqft
1st Floor Area	945 sqft
2nd Floor Area	676 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Wood
Foundation Type	Raised
Lot Area	16,988 sqft (0.39 acres)
View / Lot	Suburban
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	408 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	38-1-23
Street Address	21 UNION ST
City	CORNWALL
State	NY
Zip	12518-1621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 4 CORNWALL PROP SUBD MAP 6177
Legal Subdivision	CORNWALL PROP
Legal Block	1
Legal Lot Number	23.00
Jurisdiction	ORANGE NY
Township / Civil Division	CORNWALL
Census Block Group	2
Census Block	2004
Census Tract	12900

Owner

Source: Orange County and Cornwall Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21 UNION ST, CORNWALL, NY 12518-1621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2018 · Amount on Record
Deed Sale	Apr 5, 2018 · Amount on Record
Prior Sale	Aug 21, 2007 · Amount on Record
Deed Document Number	201825012
Deed Book / Page	14384 / 527
Record Updated	Oct 29, 2026

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE NY
Recording Date	Apr 5, 2018
Property Address	21 UNION ST, CORNWALL, NY 12518-1621
Document Number	0000025012
Book / Page	014384 / 000527
Instrument Date	Apr 3, 2018
Instrument	25012
Transaction Type	Transfer
Record Updated	Jun 1, 2018
Title Company	HILL-N-DALE ABSTRACTERS INC.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	54 KENT ST #3B BROOKLINE MA 024457963, 3B, BROOKLINE, MA 02445-7963

Mortgage

Document Number	25013
Date	Apr 5, 2018
Book Page	014384/000531
Instrument	25013

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2048

Tax Assessment & Valuation

Source: Orange County and Cornwall Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Cornwall Town
Unified School District	Cornwall Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$278,100 (-) Land $67,100 Building $211,000	$439,900 (+6.69%)
2024	$11,539.00
2023		$278,100 (-) Land $67,100 Building $211,000	$412,300 (+11.86%) Land $99,480 Building $312,820
2022		$278,100 Land $67,100 Building $211,000	$368,600 Land $88,936 Building $279,664

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Mar 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNWALL-ON-HUDSON serves 9,700 people · EPA ID NY3503526
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20