Middlesex County and Reading Town property record for 21 Track Rd, Reading, MA 01867 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Architecture Style | Split Level |
| Year Built | Built 1978 |
| Square Footage | 1,996 sqft Living Area |
| Lot Size | 6,451 sqft (0.148 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $7,610.00 (2025) |
| Primary APN | READ M:023.0-0000-0014.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,996 sqft Living Area |
| Gross Area | 2,231 sqft Gross Area |
| Basement Area | 1,056 sqft Basement |
| Unfinished Basement | 158 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Level Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 6,451 sqft (0.148 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 790000000150 |
|---|---|
| Street Address | 21 TRACK RD |
| City | READING |
| State | MA |
| Zip | 01867-2723 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Minor Civil Division | READING |
| Census Blockgroup | 4 |
| Census Block | 4000 |
| Census Tract | 334400 |
Source: Middlesex County and Reading Town records · APN READ M:023.0-0000-0014.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 TRACK RD, READING, MA 01867-2723 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 02, 2026 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Dec 24, 2018 | Deed of Trust, Mortgage · Balloon Payment EASTERN BANK |
| Dec 29, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance GUARANTEED RATE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 11, 2015 |
| Deed Sale | Jun 11, 2015 |
| Prior Sale | Mar 10, 2015 · Amount on Record |
| Deed Book / Page | 65524 / 215 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 21 TRACK RD, READING, MA 01867-2723 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 085079-168 |
|---|---|
| Date | Jan 02, 2026 |
| Book Page | 85079/168 |
| Instrument | 161250 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 21 TRACK RD, READING, MA 01867-2723 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 72052-49 |
|---|---|
| Date | Dec 24, 2018 |
| Book Page | 72052/49 |
| Instrument | 195190 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Balloon Payment |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 21 TRACK RD, READING, MA 01867-2723 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 76570-308 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 76570/308 |
| Instrument | 251352 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,610.00 (+3.06%) | $668,100 (+6.05%) Land $367,700 Building $300,400 | $725,230 (+7.76%) |
| 2024 | $7,384.00 (+0.54%) | $630,000 (+8.01%) Land $346,700 Building $283,300 | $672,980 |
| 2023 | $7,344.00 | $583,300 Land $321,000 Building $262,300 |
21 Track Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Middlesex County (25017C), updated September 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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