Cumberland County and Gorham Town property record for 21 Town Cmn, Gorham, ME 04038
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,176 sqft · built 2013 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $284,300 (Nov 2014) |
| Tax Bill | $8,492 (2025) |
| Deeds & Mortgages | Feb 2025 Reverse Mortgage Feb 2025 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 109-0010-0509 |
| Primary APN | 109-0010-0509 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,176 sqft Living Area |
| Gross Area | 5,348 sqft |
| 1st Floor Area | 1,794 sqft |
| Attic | Attic |
| Attic Area | 598 sqft |
| Basement Area | 1,794 sqft |
| Unfinished Basement | 1,794 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,216 sqft (0.51 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 109-0010-0509 |
|---|---|
| Street Address | 21 TOWN CMN |
| City | GORHAM |
| State | ME |
| Zip | 04038-2671 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OR |
| Legal Subdivision | GORHAM VLG GREEN AMD SUB |
| Legal Block | 10 |
| Legal Lot Number | 509 |
| Jurisdiction | GORHAM ME |
| Township / Civil Division | GORHAM |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 4002 |
Source: Cumberland County and Gorham Town records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 159, GORHAM, ME 04038-0159 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 4, 2025 | Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE |
| Feb 4, 2025 | Deed of Trust, Mortgage · Reverse Mortgage USA FED HSNG COMMISSI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2014 · Amount on Record |
| Deed Sale | Nov 10, 2014 · Amount on Record |
| Deed Document Number | 201454450 |
| Deed Book / Page | 31903 / 269 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GORHAM ME |
| Property Address | 21 TOWN CMN, GORHAM, ME 04038-2671 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0412670148 |
|---|---|
| Date | Feb 4, 2025 |
| Book Page | 41267/148 |
| Instrument | 4108 |
| Name | MUTUAL OF OMAHA MORTGAGE |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 901 Months |
| Due | Mar 1, 2100 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | Mar 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GORHAM ME |
| Property Address | 21 TOWN CMN, GORHAM, ME 04038-2671 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0412670161 |
|---|---|
| Date | Feb 4, 2025 |
| Book Page | 41267/161 |
| Instrument | 4109 |
| Name | USA FED HSNG COMMISSI |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 901 Months |
| Due | Mar 1, 2100 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | Mar 1, 2025 |
Source: Cumberland County and Gorham Town assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Gorham Town |
| Unified School District | Gorham (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,492.00 (+0.68%) | $573,800 (-) Land $140,800 Building $433,000 |
| 2024 | $8,435.00 (+14.4%) | $573,800 (-) Land $140,800 Building $433,000 |
| 2022 | $7,373.00 | $573,800 Land $140,800 Building $433,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Feb 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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