Passaic County and Wayne Township property record for 21 Tower Rd, Wayne, NJ 07470 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Architecture Style | Rustic |
| Year Built | Built 1936 |
| Square Footage | 3,622 sqft Living Area |
| Lot Size | 27,486 sqft (0.631 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $760,000 (2018) |
| Tax Bill | $24,736.00 (2025) |
| Primary APN | 14-04609-0000-00021 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,622 sqft Living Area |
|---|
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Architectural Style | Rustic Style |
| Lot Area | 27,486 sqft (0.631 acres) |
| Old Parcel Number | 1400668000000019A |
|---|---|
| Street Address | 21 TOWER RD |
| City | WAYNE |
| State | NJ |
| Zip | 07470-5034 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 4609 |
| Legal Lot Number | 21 |
| Jurisdiction | PASSAIC NJ |
| Minor Civil Division | WAYNE |
| Census Blockgroup | 1 |
| Census Block | 1007 |
| Census Tract | 246002 |
Source: Passaic County and Wayne Township records · APN 14-04609-0000-00021
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 TOWER RD, WAYNE, NJ 07470-5034 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GARDEN SAVINGS FCU |
| Oct 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage GARDEN SAVINGS FCU |
| Jan 10, 2018 | Deed, Transfer · Adjustable Rate Mortgage (ARM) GARDEN SAVINGS FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 10, 2018 · Amount on Record |
| Deed Sale | Jan 10, 2018 · Amount on Record |
| Prior Sale | Apr 29, 2013 · Amount on Record |
| Deed Doc Number | 20181937 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 21 TOWER RD, WAYNE, NJ 07470-5034 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SOUTHCOAST TITLE ESCROW INC |
| Name | Verified Name |
|---|
| Document Number | 0000048956 |
|---|---|
| Date | Oct 24, 2019 |
| Book Page | M15792/0156 |
| Instrument | 2019048956 |
| Name | GARDEN SAVINGS FCU |
|---|---|
| Type | Credit Union |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 21 TOWER RD, WAYNE, NJ 07470-5034 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000046426 |
|---|---|
| Date | Oct 10, 2018 |
| Book Page | M15237/0185 |
| Instrument | 2018046426 |
| Name | GARDEN SAVINGS FCU |
|---|---|
| Type | Credit Union |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jan 10, 2018 |
| Property Address | 21 TOWER RD, WAYNE, NJ 07470-5034 |
| Document Number | 0000001937 |
| Instrument Date | Nov 02, 2017 |
| Instrument | 2018001937 |
| Transaction Type | Transfer |
| Record Updated | Nov 04, 2021 |
| Title Company | TRUE NORTH TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $760.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1625 STATE ROUTE 10, 1625, MORRIS PLAINS, NJ 07950-2905 |
| Name | Verified Name |
|---|---|
| Address | 21 TOWER RD, WAYNE, NJ 07470-5034 |
| Document Number | 0000001938 |
|---|---|
| Date | Jan 10, 2018 |
| Instrument | 2018001938 |
| Name | GARDEN SAVINGS FCU |
|---|---|
| Type | Credit Union |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Jan 01, 2021 |
| Change Frequency | 3 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.75% |
| Index | 3-Year CMT |
| Max Rate | 8.75% |
Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $412,400 (-) Land $137,100 Building $275,300 | $412,400 (-) Land $137,100 Building $275,300 | |
| 2025 | $24,736.00 (+0.88%) | $412,400 (-) Land $137,100 Building $275,300 | $412,400 (-) Land $137,100 Building $275,300 |
| 2024 | $24,521.00 (+5.16%) | ||
| 2023 | $412,400 Land $137,100 Building $275,300 | $412,400 Land $137,100 Building $275,300 | |
| 2022 | $23,317.00 |
Source: FEMA National Flood Hazard Layer, Passaic County (34031C), updated May 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 35% of New Jersey |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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