21 Torran Ct, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 21 Torran Ct, Edgewater, MD 21037

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,488 sqft · built 2004
Lot Size	0.04 acres (1,760 sqft)
Owner	2 Individual Names on Record
Last Sale	$384,000 (Aug 2017)
Tax Bill	$4,781 (2024)
Deeds & Mortgages	Nov 2022 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-454-90213356`

Property Details

APN / Parcel Number

Primary APN	`01-454-90213356`
Alternative APNs	`1-454-90213356` `45490213356`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,488 sqft Living Area
Gross Area	2,808 sqft
1st Floor Area	616 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,760 sqft (0.04 acres)
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	120 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	45490213356
Street Address	21 TORRAN CT
City	EDGEWATER
State	MD
Zip	21037-2687
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R10
Legal Description	LT 64 THE ENCLAVES/ RIVER OAKS
Legal Subdivision	THE ENCLAVES/ RIVER OAKS
Legal Block	2
Legal Lot Number	64
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2016
Census Tract	701104

Owner

Source: Anne Arundel County records, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 TORRAN CT, EDGEWATER, MD 21037-2687
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Feb 11, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP
Aug 18, 2017	Grant Deed, Transfer · Conventional Mortgage AMERICAN SEC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2017 · Amount on Record
Deed Sale	Aug 23, 2017 · Amount on Record
Prior Sale	Mar 5, 2013 · Amount on Record
Deed Document Number	201731276-300
Last Transfer Date	Jan 7, 2021
Transfer Doc	0361360171
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	21 TORRAN CT, EDGEWATER, MD 21037-2687
Transaction Type	Mortgage
Record Updated	Dec 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 TORRAN CT, EDGEWATER, MD 21037-2687

Mortgage

Document Number	0392780296
Date	Nov 17, 2022
Book Page	39278/296

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 16, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Feb 11, 2021
Property Address	21 TORRAN CT, EDGEWATER, MD 21037-2687
Document Number	0361360171
Book / Page	36136 / 171
Map Reference	MB 252PG47-49PL13174
Instrument Date	Jan 7, 2021
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	NOT AVAILABLE, TITLEMAX LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21 TORRAN CT, EDGEWATER, MD 21037-2687

Mortgage

Document Number	36136174
Date	Feb 11, 2021
Instrument	36136/174

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Aug 18, 2017
Property Address	21 TORRAN CT, EDGEWATER, MD 21037-2687
Document Number	0312760300
Book / Page	031276 / 000300
Instrument Date	Aug 18, 2017
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	TITLEMAX CORPORATION, TITLEMAX CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$384.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21 TORRAN CT EDGEWATER MD 210372687, EDGEWATER, MD 21037-2687

Mortgage

Document Number	312760306
Date	Aug 18, 2017
Book Page	031276/000306

Lender

Name	AMERICAN SEC MTG
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2047

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$418,533 (+7.98%)	$434,000 (+11.97%) Land $90,000 Building $344,000
2024	$4,781.00 (+12.97%)
2023	$4,232.00 Homeowner's exemption	$387,600 Land $100,000 Building $287,600	$387,600 Land $100,000 Building $287,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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