21 Timberneck Dr, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 21 Timberneck Dr, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,655 sqft · built 1952
Lot Size	0.364 acres (15,860 sqft)
Owner	Individual Name on Record
Last Sale	$170,500 (Oct 1993)
Tax Bill	$9,202 (2026)
Deeds & Mortgages	Jun 2022 Line of Credit Sep 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`READ M:035.0-0000-0074.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:035.0-0000-0074.0`
Alternative APNs	`M:035.0=0000=0074.0` `1460000000590` `1460000000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,655 sqft Living Area
Gross Area	2,778 sqft
1st Floor Area	1,916 sqft
Basement Area	1,116 sqft
Unfinished Basement	859 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,860 sqft (0.364 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1460000000590
Street Address	21 TIMBERNECK DR
City	READING
State	MA
Zip	01867-1844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S20
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	1
Census Block	1001
Census Tract	334400

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21 TIMBERNECK DR, READING, MA 01867-1844
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Deed of Trust, Mortgage · Line of Credit LIBERTY BAY CREDIT UNION
Sep 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BAY CREDIT UNION
Mar 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY BAY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 1993 · Amount on Record
Deed Sale	Oct 25, 1993 · Amount on Record
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	21 TIMBERNECK DR, READING, MA 01867-1844
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0080245-33
Date	Jun 8, 2022
Book Page	80245/33
Instrument	85945

Lender

Name	LIBERTY BAY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	21 TIMBERNECK DR, READING, MA 01867-1844
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75543-88
Date	Sep 4, 2020
Book Page	75543/88
Instrument	154942

Lender

Name	LIBERTY BAY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	21 TIMBERNECK DR, READING, MA 01867-1844
Document Number	70755-573
Instrument Date	Mar 15, 2018
Transaction Type	Mortgage
Record Updated	Apr 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70755-573
Date	Mar 20, 2018
Book Page	070755/000573
Instrument	37128

Lender

Name	LIBERTY BAY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2048

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,202.00 (+1.47%)	$839,600 (+5.45%) Land $531,800 Building $301,200	$822,143 (+4.75%)
2025	$9,069.00 (+1.15%)	$796,200 (+4.08%) Land $504,100 Building $292,100	$784,890 (+12.7%)
2024	$8,966.00 (+3.14%)	$765,000 (+10.79%) Land $484,200 Building $280,800	$696,445
2023	$8,693.00	$690,500 Land $436,600 Building $253,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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