Essex County and North Caldwell Borough property record for 21 Timber Dr, Caldwell, NJ 07006
| Property Type | Single Family Home |
|---|---|
| Details | 2,450 sqft · built 1967 |
| Lot Size | 0.432 acres (18,832 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $640,000 (Jul 2015) |
| Tax Bill | $15,803 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Dec 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-00707-0000-00001 |
| Primary APN | 15-00707-0000-00001 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,450 sqft Living Area |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Construction Type | Frame |
| Lot Area | 18,832 sqft (0.432 acres) |
| Lot Dimensions | 214 ft deep x 88 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 21 TIMBER DR |
|---|---|
| City | CALDWELL |
| State | NJ |
| Zip | 07006-4405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 88X214 IRR |
| Legal Subdivision | TIMBER RISE SEC 01 |
| Legal Block | 707 |
| Legal Lot Number | 1 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | NORTH CALDWELL |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 21602 |
Source: Essex County and North Caldwell Borough records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21 TIMBER DR, CALDWELL, NJ 07006-4405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2023 | Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE |
| Dec 28, 2022 | Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE |
| Sep 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FED'L MTG CORP |
| Sep 25, 2017 | Deed of Trust, Mortgage · Conventional with PMI AMERICAN FED'L MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2015 · Amount on Record |
| Deed Sale | Jul 8, 2015 · Amount on Record |
| Prior Sale | May 1, 2015 · Amount on Record |
| Deed Book / Page | 12563 / 7478 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 21 TIMBER DR, CALDWELL, NJ 07006-4405 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2023 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000032784 |
|---|---|
| Date | Jun 1, 2023 |
| Instrument | 2023032784 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 21 TIMBER DR, CALDWELL, NJ 07006-4405 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2023 |
| Title Company | TITLE 365 NLSE |
| Name | Verified Name |
|---|
| Document Number | 0000109653 |
|---|---|
| Date | Dec 28, 2022 |
| Instrument | 2022109653 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 21 TIMBER DR, CALDWELL, NJ 07006-4405 |
| Document Number | 0000098721 |
| Instrument Date | Sep 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2020 |
| Title Company | ALLIED TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21 TIMBER DR NORTH CALDWELL NJ 070064405, NORTH CALDWELL, NJ 07006-4405 |
| Document Number | 0000098721 |
|---|---|
| Date | Oct 7, 2020 |
| Instrument | 98721 |
| Name | AMERICAN FED'L MTG CORP |
|---|---|
| Address | CHESTER, NJ 07930 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 6, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 21 TIMBER DR, CALDWELL, NJ 07006-4405 |
| Document Number | 0000087803 |
| Instrument Date | Sep 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21 TIMBER DR NORTH CALDWELL NJ 070064405, NORTH CALDWELL, NJ 07006-4405 |
| Document Number | 0000087803 |
|---|---|
| Date | Oct 3, 2017 |
| Instrument | 87803 |
| Name | AMERICAN FED'L MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHESTER, NJ 95661 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 2, 2047 |
Source: Essex County and North Caldwell Borough assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| Municipality | North Caldwell Borough |
| Elementary School District | North Caldwell Borough School District (KG - 06) |
| Secondary School District | West Essex Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $684,700 (-) Land $331,600 Building $353,100 | $684,700 (-) Land $331,600 Building $353,100 | |
| 2025 | $15,803.00 (+2.22%) | $684,700 (-) Land $331,600 Building $353,100 | $684,700 (-) Land $331,600 Building $353,100 |
| 2024 | $15,460.00 (+3.63%) | ||
| 2023 | $684,700 Land $331,600 Building $353,100 | $684,700 Land $331,600 Building $353,100 | |
| 2022 | $14,919.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 11 (1979–2021) |
| Claims Outside the SFHA | 11 of 11 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH CALDWELL WATER DEP serves 6,000 people · EPA ID NJ0715001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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