21 Thomas Rd, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 21 Thomas Rd, Lynnfield, MA 01940

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,811 sqft · built 1954
Lot Size	0.393 acres (17,132 sqft)
Owner	2 Individual Names on Record
Last Sale	$546,000 (Oct 2019)
Tax Bill	$7,918 (2025)
Deeds & Mortgages	Jun 2019 Refinance Oct 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`LYNF M:0041 B:0000 L:1918`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0041 B:0000 L:1918`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,811 sqft Living Area
Gross Area	2,846 sqft
Basement Area	2,032 sqft
Finished Basement	1,161 sqft
Unfinished Basement	871 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,132 sqft (0.393 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	21 THOMAS RD
City	LYNNFIELD
State	MA
Zip	01940-2148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	1918
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	3
Census Block	3008
Census Tract	209100

Owner

Source: Essex County and Lynnfield Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 THOMAS RD, LYNNFIELD, MA 01940-2148
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WASHINGTON TRUST MORTGAGE CO
Oct 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ONE AMERICAN MORTGAGE
Oct 3, 2019	Quit Claim Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2019 · Amount on Record
Deed Sale	Oct 3, 2019 · Amount on Record
Prior Sale	Aug 21, 2015 · Amount on Record
Deed Book / Page	37903 / 134
Transfer Doc	33807-169
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	21 THOMAS RD, LYNNFIELD, MA 01940-2148
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37628-390
Date	Jun 28, 2019
Book Page	37628/390
Instrument	20190628005310

Lender

Name	WASHINGTON TRUST MORTGAGE CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	21 THOMAS RD, LYNNFIELD, MA 01940-2148
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39058-516
Date	Oct 15, 2020
Book Page	39058/516
Instrument	20201015002300

Lender

Name	ONE AMERICAN MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Oct 3, 2019
Property Address	21 THOMAS RD, LYNNFIELD, MA 01940-2148
Document Number	37903-134
Book / Page	037903 / 000134
Instrument Date	Oct 1, 2019
Instrument	1003002520
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,489.76
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21 THOMAS RD LYNNFIELD MA 019402148, LYNNFIELD, MA 01940-2148

Mortgage

Document Number	37903-136
Date	Oct 3, 2019
Book Page	037903/000136
Instrument	1003002530

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2049

Tax Assessment & Valuation

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,918.00 (+4.49%)	$749,800 (+3.99%) Land $564,600 Building $185,200	$740,145
2024	$7,578.00 (-1.28%)	$721,000 (+6.14%) Land $542,900 Building $178,100
2023	$7,676.00	$679,300 Land $514,900 Building $164,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1979–2014)
Most Recent Claim	Dec 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

21 Thomas Rd, Lynnfield, MA 01940 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Thomas Rd

Nearby Streets

Search Property Records by Address or Parcel Number