21 Thomas Dr, Mountain Top, PA 18707 Property Records

Luzerne County property record for 21 Thomas Dr, Mountain Top, PA 18707

Property Summary

Property Type	Single Family Home
Details	2,544 sqft · built 2019
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (May 2022)
Tax Bill	$6,273 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`64-N8S3-003-007`

Property Details

APN / Parcel Number

Primary APN	`64-N8S3-003-007`
Alternative APN	`64-N8S3-003-007-000`

Interior

Stories	2 Stories
Building Area	2,544 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	20,038 sqft (0.46 acres)

Location & Zoning

Old Parcel Number	64-N8S3-003-007
Street Address	21 THOMAS DR
City	MOUNTAIN TOP
State	PA
Zip	18707-9574
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WASHINGTON PARK PLOT
Legal Subdivision	WASHINGTON PARK
Legal Block	3
Legal Lot Number	7
Jurisdiction	LUZERNE PA
Township / Civil Division	WRIGHT
Census Block Group	2
Census Block	2023
Census Tract	215502

Owner

21 Thomas Dr is owned and occupied by two individuals who bought it in May 2022.

Source: Luzerne County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 THOMAS DR, MOUNTAIN TOP, PA 18707-9574
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Oct 4, 2019	Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES
Sep 27, 2018	Grant Deed, Transfer VELOCITY ABSTRACT LLC, VELOCITY ABS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2022 · Amount on File
Deed Sale	May 12, 2022 · Amount on File
Prior Sale	Oct 4, 2019 · Amount on File
Deed Document Number	202231944
Deed Book / Page	3022 / 131009
Prior Transfer Date	Dec 13, 1996
Prior Transfer Doc	2585001143
Record Updated	Sep 20, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LUZERNE PA
Recording Date	May 12, 2022
Property Address	21 THOMAS DR, MOUNTAIN TOP, PA 18707-9574
Document Number	0000031944
Book / Page	3022 / 131009
Instrument Date	May 4, 2022
Instrument	202231944
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	TIGER ABSTRACT INC, TIGER ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 THOMAS DR, MOUNTAIN TOP, PA 18707-9574

Mortgage

Document Number	0000031945
Date	May 12, 2022
Instrument	202231945

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	LUZERNE PA
Recording Date	Oct 4, 2019
Property Address	21 THOMAS DR, MOUNTAIN TOP, PA 18707-9574
Document Number	0000054200
Book / Page	3019 / 180883
Instrument Date	Sep 23, 2019
Instrument	201954200
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	GREATER PITTSTON ABSTRACTING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,329.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 THOMAS DR, MOUNTAIN TOP, PA 18707-9574

Mortgage

Document Number	0000054201
Date	Oct 4, 2019
Instrument	201954201

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LUZERNE PA
Recording Date	Sep 27, 2018
Property Address	21 THOMAS DR, MOUNTAIN TOP, PA 18707-9574
Document Number	0000052278
Book / Page	003018 / 182325
Instrument Date	Sep 20, 2018
Instrument	52278
Transaction Type	Transfer
Record Updated	Oct 15, 2018
Title Company	VELOCITY ABSTRACT LLC, VELOCITY ABS LLC

Transaction

Amount	Amount on Record
Tax	$350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	156 FAIRWAY DR MOUNTAIN TOP PA 187079081, MOUNTAIN TOP, PA 18707-9081

Tax Assessment & Valuation

The 2026 property tax bill for 21 Thomas Dr was $6,273 with a homeowner's exemption, up % from the year before.

Source: Luzerne County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Luzerne County
County Subdivision	Wright Township
Unified School District	Crestwood School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,273.00 (+0.02%) Homeowner's exemption	$303,500 Land $55,000 Building $248,500
2025	$6,272.00
2024		$303,500 Land $55,000 Building $248,500
2023	$5,974.00
2009			$303,500 Land $55,000 Building $248,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Thomas Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	11 (1979–2011)
Claims Outside the SFHA	7 of 11
Most Recent Claim	Sep 2011 · Tropical Storm Lee
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Severe Storms And Flooding, Nov 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Thomas Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 88% of Pennsylvania
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
SkyPacket Fixed Wireless	100 / 20

May also be available: Frontier, Service Electric Cable TV.

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