21 Terrace Walk, Berkeley, CA 94707 Property Records

Alameda County property record for 21 Terrace Walk, Berkeley, CA 94707

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,734 sqft · built 1912
Lot Size	0.115 acres (5,000 sqft)
Owner	Trust Name on File
Tax Bill	$7,284 (2025)
Deeds & Mortgages	Apr 2021 Transfer Apr 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`61-2563-16`

Property Details

APN / Parcel Number

Primary APN	`61-2563-16`
Alternative APN	`061-2563-016-00`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,734 sqft Living Area

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1923
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,000 sqft (0.115 acres)

Location & Zoning

Street Address	21 TERRACE WALK
City	BERKELEY
State	CA
Zip	94707-2411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00016 BLK: AR: 0061 PAGE: 2563
Legal Subdivision	NORTHBRAE TERRACE
Legal Block	I
Legal Lot Number	29
Jurisdiction	ALAMEDA CA
Township / Civil Division	BERKELEY
Census Block Group	1
Census Block	1006
Census Tract	421400

Owner

21 Terrace Walk is owner-occupied and held in a trust since April 2021.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Trust Name on File
Mailing Address	21 TERRACE WALK, BERKELEY, CA 94707-2411
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Apr 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jun 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Jun 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
May 15, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
Sep 17, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Apr 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 9, 2021
Transfer Doc	0000149787
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Apr 15, 2021
Property Address	21 TERRACE WALK, BERKELEY, CA 94707-2411
Document Number	0000149787
Map Reference	MB 23 PG 59
Instrument Date	Apr 9, 2021
Instrument	2021149787
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	21 TERRACE WALK, BERKELEY, CA 94707-2411

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Apr 15, 2021
Property Address	21 TERRACE WALK, BERKELEY, CA 94707-2411
Document Number	0000149785
Map Reference	MB 23 PG 59
Instrument Date	Mar 29, 2021
Instrument	2021149785
Transaction Type	Transfer
Record Updated	May 10, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 TERRACE WALK, BERKELEY, CA 94707-2411

Mortgage

Document Number	0000149786
Date	Apr 15, 2021
Instrument	2021149786

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	21 TERRACE WALK, BERKELEY, CA 94707-2411
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000109111
Date	Jun 11, 2019
Instrument	2019109111

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	21 TERRACE WALK, BERKELEY, CA 94707-2411
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000134358
Date	Jun 11, 2020
Instrument	2020134358

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

May 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ALAMEDA CA
Recording Date	May 15, 2020
Property Address	21 TERRACE WALK, BERKELEY, CA 94707-2411
Document Number	0000113698
Instrument Date	May 5, 2020
Instrument	113698
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 TERRACE WALK BERKELEY CA 947072411, BERKELEY, CA 94707-2411

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	21 TERRACE WALK, BERKELEY, CA 94707-2411
Document Number	0000191052
Instrument Date	Sep 17, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	21 TERRACE WALK BERKELEY CA 947072411, BERKELEY, CA 94707-2411

Mortgage

Document Number	0000191052
Date	Oct 2, 2018
Instrument	191052

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	21 TERRACE WALK, BERKELEY, CA 94707-2411
Document Number	0000078856
Instrument Date	Apr 10, 2018
Transaction Type	Mortgage
Record Updated	May 7, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	21 TERRACE WALK BERKELEY CA 947072411, BERKELEY, CA 94707-2411

Mortgage

Document Number	0000078856
Date	Apr 20, 2018
Instrument	78856

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 21 Terrace Walk was $7,284 with a homeowner's exemption, up 19.6% from the year before.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Berkeley City
Unified School District	Berkeley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$122,609 (+2.12%) Land $80,593 Building $49,016
2025	$7,284.00 (+19.59%) Homeowner's exemption	$120,068 Land $79,013 Building $48,055
2024	$6,091.00 (+3.68%)
2023	$5,875.00 Homeowner's exemption	$122,134 Land $75,945 Building $46,189	$1,930,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Terrace Walk in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1982–1986)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Terrace Walk is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 972 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Sonic Telecom Fiber	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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