21 Sylvan Dr, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 21 Sylvan Dr, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,007 sqft · built 2008
Lot Size	0.577 acres (25,134 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,230,000 (Aug 2026)
Tax Bill	$19,902 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-4 035-18`

Property Details

APN / Parcel Number

Primary APN	`R-4 035-18`
Alternative APNs	`STOW M:000R-4 P:035-18` `M:000R=4 P:035 =18`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,007 sqft Living Area
Gross Area	6,092 sqft
1st Floor Area	1,596 sqft
Basement Area	1,596 sqft
Unfinished Basement	1,596 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,134 sqft (0.577 acres)
Garage Type	Attached
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	R-4 035-18
Street Address	21 SYLVAN DR
City	STOW
State	MA
Zip	01775-1087
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	3
Census Block	3011
Census Tract	323102

Owner

Source: Middlesex County and Stow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 SYLVAN DR, STOW, MA 01775-1087
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE
May 27, 2026	Quit Claim Deed, Transfer · ARM SALEM FIVE MORTGAGE CORPORATION
Dec 15, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2026 · Amount on Record
Deed Sale	Aug 26, 2026 · Amount on Record
Prior Sale	May 27, 2026 · Amount on Record
Deed Document Number	2026108482
Deed Book / Page	86064 / 350
Prior Transfer Date	Aug 21, 2026
Prior Transfer Doc	0000108482
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Aug 26, 2026
Property Address	21 SYLVAN DR, STOW, MA 01775-1087
Document Number	0000108482
Book / Page	86064 / 350
Instrument Date	Aug 21, 2026
Instrument	2026108482
Transaction Type	Transfer
Record Updated	Sep 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21 SYLVAN DR, STOW, MA 01775-1087

Mortgage

Date	Aug 26, 2026

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	May 27, 2026
Property Address	21 SYLVAN DR, STOW, MA 01775-1087
Document Number	085648-452
Book / Page	85648 / 452
Instrument Date	May 27, 2026
Instrument	202661091
Transaction Type	Transfer
Record Updated	Aug 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21 SYLVAN DR, STOW, MA 01775-1087

Mortgage

Date	May 27, 2026

Lender

Name	SALEM FIVE MORTGAGE CORPORATION

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Type Change Date	Jun 1, 2033
Index	1-Year CMT
Margin	3
Max Rate	-1%

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Dec 15, 2021
Property Address	21 SYLVAN DR, STOW, MA 01775-1087
Document Number	079351-216
Book / Page	79351 / 216
Instrument Date	Dec 14, 2021
Instrument	270037
Transaction Type	Transfer
Record Updated	Dec 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 SYLVAN DR, STOW, MA 01775-1087

Tax Assessment & Valuation

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$19,902.00 (+3.52%)	$1,113,700 (+0.91%) Land $367,600 Building $746,100	$1,172,447 (%)
2025	$19,226.00 (+8.28%)	$1,103,700 (+5.49%) Land $350,100 Building $753,600	$1,172,490
2024	$17,756.00 (+7.97%)	$1,046,300 (+15.35%) Land $335,400 Building $710,900
2023	$16,446.00	$907,100 Land $265,100 Building $642,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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