21 Swampscott Ave, Peabody, MA 01960 Property Records

Essex County and Peabody City property record for 21 Swampscott Ave, Peabody, MA 01960

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 3,814 sqft · built 1900
Lot Size	0.092 acres (3,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$192,500 (Oct 2005)
Tax Bill	$8,337 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`PEAB M:0094 B:0042`

Property Details

APN / Parcel Number

Primary APN	`PEAB M:0094 B:0042`
Alternative APN	`10784`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,814 sqft Living Area
1st Floor Area	3,654 sqft
Basement Area	18 sqft
Unfinished Basement	18 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	3,999 sqft (0.092 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	10784
Street Address	21 SWAMPSCOTT AVE
City	PEABODY
State	MA
Zip	01960-6159
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R2
Legal Subdivision	HOUSE SALE
Legal Block	42
Jurisdiction	PEABODY MA
Township / Civil Division	PEABODY
Census Block Group	1
Census Block	1006
Census Tract	210600

Owner

Source: Essex County and Peabody City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 SWAMPSCOTT AVE, PEABODY, MA 01960-6159
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Line of Credit STATE JEANS CREDIT UNION
Jun 22, 2022	Deed of Trust, Mortgage · Line of Credit SAINT JEANS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2005 · Amount on Record
Deed Sale	Oct 4, 2005 · Amount on Record
Deed Book / Page	24912 / 176
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Recording Date	Apr 6, 2026
Property Address	21 SWAMPSCOTT AVE, PEABODY, MA 01960-6159
Document Number	043314-233
Book / Page	43314 / 233
Instrument Date	Mar 31, 2026
Instrument	20261340
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 SWAMPSCOTT AVE, PEABODY, MA 01960-6159

Mortgage

Document Number	0000001340,
Date	Apr 6, 2026
Book Page	43314/233
Instrument	20261340

Lender

Name	STATE JEANS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Property Address	21 SWAMPSCOTT AVE, PEABODY, MA 01960-6159
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041017-285
Date	Jun 22, 2022
Book Page	41017/285
Instrument	20220622002650

Lender

Name	SAINT JEANS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Peabody City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Peabody City
Unified School District	Peabody School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$8,337.00 (+6.64%)	$880,400 (+4.28%) Land $210,000 Building $670,400
2025	$7,818.00 (+11.78%)	$844,300 (+10.09%) Land $194,400 Building $649,900
2024	$6,994.00 (+16.1%)	$766,900 (+21.19%) Land $194,400 Building $572,500
2023	$6,024.00	$632,800 Land $169,100 Building $463,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 individual policies
Nearby Flood Policies	113 units insured incl. 100 condo units
Nearby Flood Claims	4 (2006–2018)
Most Recent Claim	Sep 2018
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000
Water Source	Surface water
Last State Inspection	May 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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