Santa Cruz County property record for 21 Sunset Dr, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,062 sqft · built 1952 |
| Lot Size | 0.046 acres (2,004 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $146,000 (Jan 1995) |
| Tax Bill | $4,046 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage Jan 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-171-14 |
| Primary APN | 046-171-14 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Building Area | 1,062 sqft Living Area |
| Gross Area | 1,557 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1974 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 2,004 sqft (0.046 acres) |
| View / Lot | Ocean |
| Garage Type | Attached |
| Garage Area | 495 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 50 sqft |
| Patio Area | 50 sqft |
| Total Buildings | 2 Buildings |
| Heating System | HVAC |
|---|---|
| Sewer | Connected |
| Water Source | Well |
| Street Address | 21 SUNSET DR |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-9652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-6 |
| Legal Subdivision | SUNSET BEACH |
| Legal Lot Number | 91 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 122300 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 307 ORCHARD CITY DR, 116, CAMPBELL, CA 95008-2948 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Jan 28, 2021 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 4, 1995 · Amount on Record |
| Deed Sale | Jan 4, 1995 · Amount on Record |
| Deed Document Number | 1995403 |
| Deed Book / Page | 5620 / 828 |
| Last Transfer Date | Jan 26, 2021 |
| Transfer Doc | 0000005198 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 21 SUNSET DR, WATSONVILLE, CA 95076-9652 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TI CO SALIN |
| Name | Verified Name |
|---|
| Document Number | 0000011000 |
|---|---|
| Date | Apr 13, 2018 |
| Instrument | 2018-0011000 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jan 28, 2021 |
| Property Address | 21 SUNSET DR, WATSONVILLE, CA 95076-9652 |
| Document Number | 0000005198 |
| Instrument Date | Jan 25, 2021 |
| Instrument | 5198 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 854 BRIARWOOD WAY CAMPBELL CA 950085636, CAMPBELL, CA 95008-5636 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $276,840 (+2%) Land $125,073 Building $151,767 | ||
| 2025 | $4,046.00 (+13.94%) | $271,411 (+4.04%) Land $122,620 Building $148,791 | |
| 2023 | $3,551.00 (+2.28%) | $260,870 Land $117,858 Building $143,012 | $596,160 |
| 2022 | $3,472.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 55 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 474 units insured incl. 419 condo units |
| Nearby Flood Claims | 16 (1983–2023) |
| Claims Outside the SFHA | 3 of 16 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUNSET BEACH MUTUAL WATER CO private · serves 182 people · EPA ID CA4400599 |
|---|---|
| Water Source | Purchased surface water from CITY OF WATSONVILLE |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
5G and 4G LTE (outdoors only)
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