Union County and Summit City property record for 21 Sunset Dr, Summit, NJ 07901
| Property Type | Single Family Home |
|---|---|
| Details | 4,703 sqft · built 2000 |
| Lot Size | 0.788 acres (34,325 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,775,000 (Dec 2021) |
| Tax Bill | $47,147 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-02901-0000-00037 |
| Primary APN | 18-02901-0000-00037 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,703 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 34,325 sqft (0.788 acres) |
| Old Parcel Number | 1800099000000013 |
|---|---|
| Street Address | 21 SUNSET DR |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-2322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Block | 2901 |
| Legal Lot Number | 37 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 37900 |
Source: Union County and Summit City records · APN 18-02901-0000-00037
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 SUNSET DR, SUMMIT, NJ 07901-2322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2021 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Mar 01, 2018 | Deed of Trust, Mortgage · ARM INVESTORS HOME MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 21, 2021 · Amount on Record |
| Deed Sale | Dec 21, 2021 · Amount on Record |
| Prior Sale | May 21, 2012 · Amount on Record |
| Deed Document Number | 202112954 |
| Deed Book / Page | 6443 / 2955 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Dec 21, 2021 |
| Property Address | 21 SUNSET DR, SUMMIT, NJ 07901-2322 |
| Document Number | 0064432955 |
| Book / Page | 6443 / 2955 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 12954 |
| Transaction Type | Transfer |
| Record Updated | Apr 07, 2023 |
| Title Company | SIMPLICITY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $58,802.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 PASSAIC AVE, SUMMIT, NJ 07901-1231 |
| Name | Verified Name |
|---|---|
| Address | 21 SUNSET DR, SUMMIT, NJ 07901-2322 |
| Document Number | 0000027651 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 27651 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Nov 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.62% |
| Index | Other |
| Max Rate | 7.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 21 SUNSET DR, SUMMIT, NJ 07901-2322 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0144120250 |
|---|---|
| Date | Mar 01, 2018 |
| Book Page | 14412/0250 |
| Instrument | 654359 |
| Name | INVESTORS HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | MILLBURN, NJ 07041 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Mar 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.37% |
| Index | 1-Year CMT |
| Max Rate | 8.37% |
Source: Union County and Summit City records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,054,500 (-) Land $317,600 Building $736,900 | $1,054,500 (-) Land $317,600 Building $736,900 | |
| 2025 | $47,147.00 (+2.64%) | $1,054,500 (+45.89%) Land $317,600 Building $736,900 | $1,054,500 (+45.89%) Land $317,600 Building $736,900 |
| 2024 | $45,934.00 (+48.38%) | ||
| 2023 | $722,800 Land $317,600 Building $405,200 | $722,800 Land $317,600 Building $405,200 | |
| 2022 | $30,957.00 |
Source: FEMA National Flood Hazard Layer as of September 24, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 11 (2004–2026) |
| Claims Outside the SFHA | 6 of 11 |
| Most Recent Claim | Jul 2026 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 324 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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