21 Summit Ter, Peabody, MA 01960 Property Records

Essex County and Peabody City property record for 21 Summit Ter, Peabody, MA 01960

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,234 sqft · built 1950
Lot Size	0.142 acres (6,177 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Jul 2020)
Tax Bill	$5,661 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PEAB M:0073 B:0025`

Property Details

APN / Parcel Number

Primary APN	`PEAB M:0073 B:0025`
Alternative APN	`8514`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,234 sqft Living Area
1st Floor Area	1,234 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	6,177 sqft (0.142 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	8514
Street Address	21 SUMMIT TER
City	PEABODY
State	MA
Zip	01960-4023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Subdivision	CONIFER HILL EXEC CON
Legal Block	25
Jurisdiction	PEABODY MA
Township / Civil Division	PEABODY
Census Block Group	2
Census Block	2001
Census Tract	210402

Owner

21 Summit Ter is owned and occupied by two individuals who bought it in July 2020.

Source: Essex County and Peabody City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 SUMMIT TER, PEABODY, MA 01960-4023
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA
Nov 15, 2017	Quit Claim Deed, Transfer CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2020 · Amount on File
Deed Sale	Jul 17, 2020 · Amount on File
Prior Sale	Nov 15, 2017 · Amount on File
Deed Book / Page	38722 / 548
Prior Transfer Date	Jul 2, 2020
Prior Transfer Doc	3872000548
Record Updated	Oct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEABODY MA
Recording Date	Jul 17, 2020
Property Address	21 SUMMIT TER, PEABODY, MA 01960-4023
Document Number	38722-548
Book / Page	38722 / 548
Instrument Date	Jul 2, 2020
Instrument	20200717002450
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21 SUMMIT TER, PEABODY, MA 01960-4023

Mortgage

Document Number	200717002460
Date	Jul 17, 2020
Instrument	200717002460

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEABODY MA
Recording Date	Nov 15, 2017
Property Address	21 SUMMIT TER, PEABODY, MA 01960-4023
Document Number	36333-541
Book / Page	36333 / 541
Instrument	171115005120
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31.96
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21 SUMMIT TER, PEABODY, MA 01960-4023

Mortgage

Document Number	363330543
Date	Nov 15, 2017
Instrument	36333/0543

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 21 Summit Ter was $5,661, up 10.7% from the year before.

Source: Essex County and Peabody City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Peabody City
Unified School District	Peabody School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,661.00 (+10.74%)	$597,800 (+8.28%) Land $247,300 Building $350,500	$648,892 (+10.99%)
2025	$5,112.00 (+10.22%)	$552,100 (+8.55%) Land $229,000 Building $323,100	$584,630
2024	$4,638.00 (+1.49%)	$508,600 (+5.96%) Land $229,000 Building $279,600
2023	$4,570.00	$480,000 Land $204,400 Building $275,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Summit Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21 Summit Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000
Water Source	Surface water
Last State Inspection	May 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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