21 Summerfield Dr, Jackson, TN 38305 Property Records

Madison County property record for 21 Summerfield Dr, Jackson, TN 38305 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,857 sqft · built 1985
Lot Size	0.977 acres (42,600 sqft)
Owner	Individual Name on File
Last Sale	$242,500 (Apr 2017)
Tax Bill	$1,556 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`057045L A 01100`

Property Details

APN / Parcel Number

Primary APN	`057045L A 01100`
Alternative APN	`045L A 01100`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	2,857 sqft Living Area
1st Floor Area	2,093 sqft
Upper Floors Area	770 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2007
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	42,600 sqft (0.977 acres)
Lot Dimensions	300 ft deep x 142 ft wide
Garage Type	Finished
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	692 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	21 SUMMERFIELD DR
City	JACKSON
State	TN
Zip	38305-9793
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03, COUNTY AREA: D42
Legal Subdivision	EVERGREEN
Legal Lot Number	11
Jurisdiction	MADISON TN
Township / Civil Division	3
Census Block Group	1
Census Block	1032
Census Tract	1610

Owner

Source: Madison County records · APN 057045L A 01100

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	21 SUMMERFIELD DR, JACKSON, TN 38305-9793
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 09, 2021	Deed of Trust, Mortgage · Conventional Mortgage SIMMONS BANK
Aug 04, 2020	Deed of Trust, Mortgage · Line of Credit LEADERS CU
Apr 17, 2017	Warranty Deed, Transfer · Conventional Mortgage SIMMONS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 17, 2017 · Amount on Record
Deed Sale	Apr 17, 2017 · Amount on Record
Prior Sale	Sep 15, 2015
Deed Document Number	17003984
Deed Book / Page	D739 / 1068
Record Updated	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	21 SUMMERFIELD DR, JACKSON, TN 38305-9793
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T2181/768
Date	Dec 09, 2021
Book Page	T2181/768
Instrument	21017522

Lender

Name	SIMMONS BANK
Type	Bank
Address	PINE BLUFF, AR 71601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 01, 2042

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	21 SUMMERFIELD DR, JACKSON, TN 38305-9793
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009493
Date	Aug 04, 2020
Book Page	T2130/863
Instrument	20009493

Lender

Name	LEADERS CU
Type	Credit Union
Address	JACKSON, TN 38308

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	264 Months
Due	Aug 03, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Apr 17, 2017
Property Address	21 SUMMERFIELD DR, JACKSON, TN 38305-9793
Document Number	0D739/1068
Book / Page	D739 / 1068
Instrument Date	Apr 13, 2017
Instrument	17003984
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 SUMMERFIELD DR, JACKSON, TN 38305-9793

Mortgage

Document Number	0000003985
Date	Apr 17, 2017
Book Page	T2043/1604
Instrument	17003985

Lender

Name	SIMMONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2047

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,556.00	$83,050 (-) Land $12,500 Building $70,550
2023		$83,050 Land $12,500 Building $70,550
2022	$1,556.00		$332,200 Land $50,000 Building $282,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (47113C), updated August 3, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471130016101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2010–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2011, rainfall accumulation, Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 28% of Tennessee
Wildfire Likelihood	About 1 in 3,448 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 90 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Jackson Energy Authority	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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