21 Summer St, #23, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 21 Summer St, #23, Melrose, MA 02176

Property Summary

Property Type	Duplex
Details	7 bd · 3 ba · 3,234 sqft · built 1880
Lot Size	0.35 acres (15,259 sqft)
Owner	Company Name on Record
Last Sale	$1,250,000 (May 2022)
Tax Bill	$123 (2025)
Deeds & Mortgages	May 2022 Sale Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`MELR M:0C5 P:0000141`

Property Details

APN / Parcel Number

Primary APN	`MELR M:0C5 P:0000141`

Interior

Bedrooms	7 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,234 sqft Living Area
Gross Area	6,471 sqft
Basement Area	1,533 sqft
Unfinished Basement	1,533 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,259 sqft (0.35 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	21 SUMMER ST, 23
City	MELROSE
State	MA
Zip	02176-4609
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	URA
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	2
Census Block	2001
Census Tract	336404

Owner

Source: Middlesex County and Melrose City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	21 SUMMER ST, 23, MELROSE, MA 02176-4609
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Quit Claim Deed, Transfer
Nov 8, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2022 · Amount on Record
Deed Sale	May 26, 2022 · Amount on Record
Prior Sale	Sep 18, 2015 · Amount on Record
Prior Transfer Date	May 18, 2022
Prior Transfer Doc	080183-217
Record Updated	Oct 29, 2026

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	May 26, 2022
Property Address	21-23 SUMMER ST, MELROSE, MA 02176
Document Number	080183-217
Book / Page	80183 / 217
Instrument Date	May 18, 2022
Instrument	79083
Transaction Type	Transfer
Record Updated	Jun 10, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21 SUMMER ST # 23, 23, MELROSE, MA 02176-4609

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	21-23 SUMMER ST, MELROSE, MA 02176
Document Number	73681-356
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21-23 SUMMER ST MELROSE MA 021764609, MELROSE, MA 02176-4609

Mortgage

Document Number	73681-356
Date	Nov 20, 2019
Book Page	073681/000356
Instrument	2008

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$123.00 (-98.95%)	$1,251,600 (+6.33%) Land $465,100 Building $786,500
2024	$11,689.00 (+5.97%)	$1,177,100 (+11.19%) Land $435,100 Building $742,000
2023	$11,031.00	$1,058,600 Land $405,100 Building $653,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 802 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Netafy Fixed Wireless	476 / 106
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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