21 Stuart St, Westerly, RI 02891 Property Records

Westerly Town property record for 21 Stuart St, Westerly, RI 02891 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1953
Square Footage838 sqft Living Area
Lot Size20,000 sqft (0.459 acres)
OccupancyOwner Occupied
Last Sale$100,000 (2004)
Tax Bill$2,686.00 (2025)

Owner

Source: Westerly Town records · APN WEST M:121 B:71

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address21 STUART ST, WESTERLY, RI 02891-3819
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2021Deed of Trust, Mortgage · Stand Alone Refinance
FREEDOM MORTGAGE CORP
Jun 09, 2017Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
WESTERLY CMNTY CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 22, 2004 · Amount on Record
Deed SaleMar 22, 2004 · Amount on Record
Deed Book / Page1265 / 161
Record RefreshedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address21 STUART ST, WESTERLY, RI 02891-3819
Transaction TypeMortgage
Record UpdatedApr 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021-9953
DateApr 16, 2021
Book Page2021/9953
Instrument2021-2234
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address21 STUART ST, WESTERLY, RI 02891-3819
Document Number2017-412
Book / Page002017 / 010412
Instrument DateJun 09, 2017
Transaction TypeMortgage
Record UpdatedJul 04, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 STUART ST WESTERLY RI 028913819, WESTERLY, RI 02891-3819

Mortgage

Document Number2017-412
DateJun 14, 2017
Book Page002017/010412
Instrument2551
Lender
NameWESTERLY CMNTY CU
TypeCredit Union
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJun 13, 2047

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$2,686.00 (+1.7%)$377,800 (+37.63%) Land $194,800 Building $183,000
2023$2,641.00 (+0.65%)$274,500 (-) Land $139,200 Building $135,300
2022$2,624.00$274,500 Land $139,200 Building $135,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C updated December 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 62% of Rhode Island
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APNWEST M:121 B:71
Alternative APNs
  • M:121 B:71 L
  • 19248100

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms4 Rooms
Building Area838 sqft Living Area
Gross Area2,298 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area20,000 sqft (0.459 acres)

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number19248100
Street Address21 STUART ST
CityWESTERLY
StateRI
Zip02891-3819
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block71
JurisdictionWESTERLY RI
Minor Civil DivisionWESTERLY
Census Blockgroup3
Census Block3050
Census Tract50902

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