Charles County property record for 21 Stuart Pl, Indian Head, MD 20640
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,779 sqft · built 2020 |
| Lot Size | 0.1 acres (4,387 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $420,000 (Sep 2025) |
| Tax Bill | $9,076 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Jan 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-080700 |
| Primary APN | 07-080700 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,779 sqft Total Area |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 4,387 sqft (0.1 acres) |
| Garage Type | Mixed |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 080700 |
|---|---|
| Street Address | 21 STUART PL |
| City | INDIAN HEAD |
| State | MD |
| Zip | 20640-1329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 6 - 0.1007 AC TOWN OF INDIAN HEAD SIGEL BRN ADD TO S GLYMT |
| Legal Subdivision | INDIAN HEAD SIGEL BRN ADD |
| Legal Lot Number | 6 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 7, POMONKEY |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 850202 |
Source: Charles County records, as of October 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 21 STUART PL, INDIAN HEAD, MD 20640-1329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 26, 2025 | Deed, Transfer · Conventional Mortgage NFM LENDING |
| Jan 28, 2021 | Deed, Subdivision Related Transfer · VA Mortgage WATERSTONE MORTGAGE CORP |
| Nov 8, 2018 | Deed of Trust, Mortgage · Line of Credit COMMUNITY BK/CHESAPEAKE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2025 · Amount on Record |
| Deed Sale | Sep 26, 2025 · Amount on Record |
| Prior Sale | Jan 28, 2021 · Amount on Record |
| Deed Document Number | 0001380458 |
| Deed Book / Page | 13804 / 58 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Sep 26, 2025 |
| Property Address | 21 STUART PL, INDIAN HEAD, MD 20640-1329 |
| Document Number | 0138040058 |
| Book / Page | 13804 / 58 |
| Map Reference | LB 56 FO 143 |
| Instrument Date | Aug 8, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2025 |
| Title Company | CARDINAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 STUART PL, INDIAN HEAD, MD 20640-1329 |
| Document Number | 0001380468 |
|---|---|
| Date | Sep 26, 2025 |
| Instrument | 13804/68 |
| Name | NFM LENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jan 28, 2021 |
| Property Address | 21 STUART PL, INDIAN HEAD, MD 20640-1329 |
| Document Number | 0115770332 |
| Book / Page | 11577 / 332 |
| Map Reference | LB 56 FO 143 |
| Instrument Date | Dec 21, 2020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | MARYLAND TRUST T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,552.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 21 STUART PL, INDIAN HEAD, MD 20640-1329 |
| Document Number | 11577342 |
|---|---|
| Date | Jan 28, 2021 |
| Instrument | 11577/342 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 21 STUART PL, INDIAN HEAD, MD 20640-1329 |
| Document Number | 0104560211 |
| Instrument Date | Nov 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2018 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 21 STUART PL INDIAN HEAD MD 20640, INDIAN HEAD, MD 20640 |
| Document Number | 0104560211 |
|---|---|
| Date | Nov 15, 2018 |
| Book Page | 010456/000211 |
| Name | COMMUNITY BK/CHESAPEAKE |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Municipality | Indian Head Town |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,076.00 (+21.52%) | $437,300 (+24.34%) Land $65,000 Building $372,300 | $437,300 (-) Land $65,000 Building $372,300 |
| 2023 | $7,469.00 | $351,700 | $437,300 Land $65,000 Building $372,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2015 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF INDIAN HEAD serves 4,100 people · EPA ID MD0080020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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