Chester Town property record for 21 Straits Rd, Chester, CT 06412 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,894 sqft · built 1913 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $151,000 (Jul 1992) |
| Tax Bill | $6,328 (2025) |
| Deeds & Mortgages | Oct 2021 Refinance Sep 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CHES M:14 B:313 |
| Primary APN | CHES M:14 B:313 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,894 sqft Living Area |
| Gross Area | 2,569 sqft |
| Basement Area | 675 sqft |
| Unfinished Basement | 675 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 56,628 sqft (1.3 acres) |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 112300 |
|---|---|
| Street Address | 21 STRAITS RD |
| City | CHESTER |
| State | CT |
| Zip | 06412-1331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 313 |
| Jurisdiction | CHESTER CT |
| Township / Civil Division | CHESTER |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 600100 |
Source: Chester Town records · APN CHES M:14 B:313
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 STRAITS RD, CHESTER, CT 06412-1331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Sep 08, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Feb 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 07, 1992 · Amount on Record |
| Deed Sale | Jul 07, 1992 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER CT |
| Property Address | 21 STRAITS RD, CHESTER, CT 06412-1331 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000179-808 |
|---|---|
| Date | Oct 20, 2021 |
| Book Page | 179/808 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER CT |
| Property Address | 21 STRAITS RD, CHESTER, CT 06412-1331 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 175-623 |
|---|---|
| Date | Sep 08, 2020 |
| Book Page | 175/623 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER CT |
| Property Address | 21 STRAITS RD, CHESTER, CT 06412-1331 |
| Document Number | 168-10 |
| Book / Page | 000168 / 000010 |
| Instrument Date | Feb 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2017 |
| Name | Verified Name |
|---|
| Document Number | 168-10 |
|---|---|
| Date | Mar 08, 2017 |
| Book Page | 000168/000010 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 07, 2032 |
Source: Chester Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Chester Town |
| Elementary School District | Chester School District (PK - 06) |
| Secondary School District | Regional School District 04 (07 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,328.00 | $233,660 (+30.43%) Land $64,890 Building $168,770 | $163,562 Land $45,423 Building $118,139 |
| 2024 | $6,328.00 (+18.95%) | ||
| 2023 | $5,320.00 (+0.66%) | $179,140 (-) Land $74,620 Building $104,520 | |
| 2022 | $5,285.00 | $179,140 Land $74,620 Building $104,520 |
Source: FEMA National Flood Hazard Layer, County delivery 09007C updated November 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 7% of the US · above 13% of Connecticut |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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