21 Stone Dr, Highland, IL 62249 Property Records

Madison County property record for 21 Stone Dr, Highland, IL 62249

Property Summary

Property Type	Single Family Home
Details	8 bd · 3 ba · 1,500 sqft · built 1988
Lot Size	1.04 acres (45,619 sqft)
Owner	Individual Name on File
Tax Bill	$5,370 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2023 Sale & Mortgage + 3 more
APN	`02-2-18-21-01-102-021`

Property Details

APN / Parcel Number

Primary APN	`02-2-18-21-01-102-021`

Interior

Bedrooms	8 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	45,619 sqft (1.04 acres)
Lot Dimensions	283 ft deep x 160 ft wide
Garage Type	Attached
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	21 STONE DR
City	HIGHLAND
State	IL
Zip	62249-2847
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEWOOD EST LOT 21 & PT LOT 22 160.79 X 283.72 X IRR PB 49 PG 75
Legal Subdivision	STONEWOOD EST
Legal Lot Number	21-22
Jurisdiction	MADISON IL
Township / Civil Division	SALINE
Census Block Group	1
Census Block	1000
Census Tract	403601

Owner

Source: Madison County assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	21 STONE DR, HIGHLAND, IL 62249-2847
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Oct 24, 2023	Warranty Deed, Transfer · VA Mortgage ENDEAVOR CAPITAL LLC
Dec 16, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Mar 8, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Jun 10, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 22, 2024
Deed Sale	Nov 22, 2024
Prior Sale	Oct 24, 2023 · Amount on Record
Deed Document Number	202432471
Prior Transfer Date	Nov 18, 2024
Prior Transfer Doc	0000032471
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	21 STONE DR, HIGHLAND, IL 62249-2847
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026405
Date	Sep 22, 2025
Instrument	2025R26405

Lender

Name	NEWREZ LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Oct 24, 2023
Property Address	21 STONE DR, HIGHLAND, IL 62249-2847
Document Number	0000028564
Map Reference	PC 49 PG 75
Instrument Date	Oct 23, 2023
Instrument	2023R28564
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	HIGHLAND CMNTY TITLE LLC, HIGHLAND COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21 STONE DR, HIGHLAND, IL 62249-2847

Mortgage

Document Number	0000028565
Date	Oct 24, 2023
Instrument	2023R28565

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.25%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	21 STONE DR, HIGHLAND, IL 62249-2847
Transaction Type	Mortgage
Record Updated	Jan 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051695
Date	Dec 16, 2021
Instrument	2021R51695

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	21 STONE DR, HIGHLAND, IL 62249-2847
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009733
Date	Mar 8, 2021
Instrument	2021R09733

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	21 STONE DR, HIGHLAND, IL 62249-2847
Document Number	0000019291
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21 STONE DR HIGHLAND IL 622492847, HIGHLAND, IL 62249-2847

Mortgage

Document Number	0000019291
Date	Jun 15, 2020
Instrument	19291

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2050

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Saline Township
Unified School District	Highland Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,370.00 (+0.28%)	$97,840 (+28.2%) Land $14,180 Building $83,660	$293,520 (+28.07%) Land $42,540 Building $250,980
2024	$5,355.00 (+77.55%)
2022		$76,320 Land $11,060 Building $65,260	$229,189 Land $33,213 Building $195,976
2013	$3,016.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLAND serves 10,674 people · EPA ID IL1190550
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Nearby Properties on Stone Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures