Buncombe County property record for 21 Stills Creek Loop, Fairview, NC 28730
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,090 sqft · built 2016 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $675,000 (Dec 2019) |
| Tax Bill | $5,014 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3017975-2020-20 |
| Primary APN | 3017975-2020-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,090 sqft Living Area |
| Gross Area | 4,831 sqft |
| 1st Floor Area | 2,045 sqft |
| Basement Area | 2,045 sqft |
| Finished Basement | 2,045 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 218 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3017975-2020-20 |
|---|---|
| Street Address | 21 STILLS CREEK LOOP |
| City | FAIRVIEW |
| State | NC |
| Zip | 28730-0135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CS |
| Legal Description | SUBDIV: SOUTHCLIFF LOT: 7 PLAT: 0144-0056 |
| Legal Subdivision | SOUTHCLIFF |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | FAIRVIEW |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 3203 |
Source: Buncombe County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 21 STILLS CREEK LOOP, FAIRVIEW, NC 28730-0135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 3, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Dec 2, 2019 | Warranty Deed, Transfer BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2019 · Amount on Record |
| Deed Sale | Dec 2, 2019 · Amount on Record |
| Prior Sale | Nov 22, 2016 · Amount on Record |
| Deed Book / Page | 5839 / 725 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 21 STILLS CREEK LOOP, FAIRVIEW, NC 28730-0135 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2023 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|
| Document Number | 0063071604 |
|---|---|
| Date | Apr 3, 2023 |
| Book Page | 6307/1604 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 15, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Dec 2, 2019 |
| Property Address | 21 STILLS CREEK LOOP, FAIRVIEW, NC 28730-0135 |
| Document Number | 0058390725 |
| Book / Page | 005839 / 000725 |
| Instrument Date | Dec 2, 2019 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,350.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 STILLS CREEK LOOP FAIRVIEW NC 287300135, FAIRVIEW, NC 28730-0135 |
| Document Number | 58390728 |
|---|---|
| Date | Dec 2, 2019 |
| Book Page | 005839/000728 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 1, 2049 |
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,014.00 (+9.91%) | $709,600 (-) Land $77,300 Building $632,300 | $709,600 (-) Land $77,300 Building $632,300 |
| 2023 | $4,562.00 | $709,600 | $709,600 (-) Land $77,300 Building $632,300 |
| 2021 | $709,600 Land $77,300 Building $632,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 4 (1998–2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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