Worcester County and Harvard Town property record for 21 Still River Rd, Harvard, MA 01451
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,204 sqft · built 1840 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,150,000 (Jul 2025) |
| Tax Bill | $15,805 (2026) |
| Deeds & Mortgages | Dec 2022 Line of Credit Jul 2025 Sale & Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | HARV M:17-C B:3 L:1 |
| Primary APN | HARV M:17-C B:3 L:1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,204 sqft Living Area |
| Gross Area | 4,684 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1840 |
|---|---|
| Effective Year Built | Effective 1840 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 87,120 sqft (2 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 125017C000300010 |
|---|---|
| Street Address | 21 STILL RIVER RD |
| City | HARVARD |
| State | MA |
| Zip | 01451-1330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | HARVARD |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | HARVARD MA |
| Township / Civil Division | HARVARD |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 761401 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Harvard Center Historic District listed 1997 · 106 contributing resources · NRIS 97001091 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Worcester County and Harvard Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21 STILL RIVER RD, HARVARD, MA 01451-1330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 12, 2022 | Deed of Trust, Mortgage · Line of Credit CAMBRIDGE SAVINGS BANK |
| Jul 25, 2025 | Quit Claim Deed, Transfer · Stand-Alone Refinance DEDHAM INSTITUTION FOR SAVINGS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2025 · Amount on Record |
| Deed Sale | Jul 25, 2025 · Amount on Record |
| Prior Sale | Sep 24, 2018 · Amount on Record |
| Deed Book / Page | 72307 / 288 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARVARD MA |
| Property Address | 21 STILL RIVER RD, HARVARD, MA 01451-1330 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 068592-352 |
|---|---|
| Date | Dec 12, 2022 |
| Book Page | 68592/352 |
| Instrument | 131087 |
| Name | CAMBRIDGE SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARVARD MA |
| Recording Date | Jul 25, 2025 |
| Property Address | 21 STILL RIVER RD, HARVARD, MA 01451-1330 |
| Document Number | 072307-288 |
| Book / Page | 72307 / 288 |
| Instrument Date | Jul 25, 2025 |
| Instrument | 61715 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 21 STILL RIVER RD, HARVARD, MA 01451-1330 |
| Document Number | 0000061716 |
|---|---|
| Date | Jul 25, 2025 |
| Instrument | 61716 |
| Name | DEDHAM INSTITUTION FOR SAVINGS |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.13% |
| Type Change Date | Aug 1, 2032 |
| Index | 1-Year CMT |
Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Harvard Town |
| Unified School District | Harvard School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,805.00 (+8.23%) | $995,900 (+6.73%) Land $276,500 Building $719,400 | $1,079,295 (-) |
| 2025 | $14,603.00 (+8.25%) | $933,100 (+3.06%) Land $276,500 Building $656,600 | $1,079,295 (+34.29%) |
| 2024 | $13,490.00 (+5.19%) | $905,400 (+17.26%) Land $276,500 Building $628,900 | $803,700 |
| 2023 | $12,825.00 | $772,100 Land $256,600 Building $515,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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