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21 Stevens St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 21 Stevens St, Lowell, MA 01851

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 3,911 sqft · built 1915
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on Record
Last Sale$430,000 (Feb 2020)
Tax Bill$7,466 (2026)
Deeds & MortgagesFeb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNS01300

Property Details

APN / Parcel Number

Primary APNS01300
Alternative APNs
  • LOWE M:86 B:5525 L:21
  • M:000086 T:S01300

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms13 Rooms
Units2 Units
Stories2 Stories
Building Area3,911 sqft Living Area
Gross Area6,338 sqft
1st Floor Area1,474 sqft
Basement Area1,474 sqft
Unfinished Basement1,474 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleDuplex Single
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account NumberS01300
Street Address21 STEVENS ST
CityLOWELL
StateMA
Zip01851-1208
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeTTF
Legal Block5525
Legal Lot Number21
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2002
Census Tract311300

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address21 STEVENS ST, LOWELL, MA 01851-1208
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 28, 2020 · Amount on Record
Deed SaleFeb 28, 2020 · Amount on Record
Prior SaleAug 12, 2008 · Amount on Record
Deed Document Number20209078
Record UpdatedOct 29, 2026

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateFeb 28, 2020
Property Address21 STEVENS ST, LOWELL, MA 01851-1208
Document Number33878-140
Book / Page33878 / 140
Instrument DateFeb 28, 2020
Instrument9078
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 STEVENS ST, LOWELL, MA 01851-1208

Mortgage

Document Number9079
DateFeb 28, 2020
Instrument9079
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,466.00 (+4.55%)$657,800 (+5.76%) Land $161,800 Building $496,000$747,888
2025$7,141.00 (+7.32%)$622,000 (+11.33%) Land $151,200 Building $470,800
2024$6,654.00 (+7.57%)$558,700 (+12.17%) Land $142,600 Building $416,100
2023$6,186.00$498,100 Land $124,000 Building $374,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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