21 Stevens Rd, Rising Sun, MD 21911 Property Records

Cecil County property record for 21 Stevens Rd, Rising Sun, MD 21911

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,832 sqft · built 2015
Lot Size	0.549 acres (23,914 sqft)
Owner	2 Individual Names on File
Last Sale	$422,000 (Sep 2020)
Tax Bill	$60 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-006698`

Property Details

APN / Parcel Number

Primary APN	`06-006698`
Alternative APNs	`6006698` `006698`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,832 sqft Total Area
Basement Area	942 sqft
Finished Basement	942 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	23,914 sqft (0.549 acres)
Garage Type	Built-in
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	006698
Street Address	21 STEVENS RD
City	RISING SUN
State	MD
Zip	21911-1820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ST
Legal Description	.549 ACRE 21 STEVENS ROAD E OF RISING SUN
Jurisdiction	CECIL MD
Township / Civil Division	6, RISING SUN
Census Block Group	4
Census Block	4017
Census Tract	31302

Owner

21 Stevens Rd is owned and occupied by two individuals who acquired it in January 2022.

Source: Cecil County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 STEVENS RD, RISING SUN, MD 21911-1820
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Intrafamily Transfer, Transfer · VA Mortgage FLORIDA CAPITAL BANK NA
Sep 8, 2020	Deed, Transfer · VA Mortgage FLORIDA CAPITAL BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2020 · Amount on File
Deed Sale	Sep 8, 2020 · Amount on File
Prior Sale	Jun 30, 2015 · Amount on File
Deed Book / Page	4675 / 333
Last Transfer Date	Jan 18, 2022
Transfer Doc	0050910165
Record Updated	Oct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CECIL MD
Recording Date	Jan 25, 2022
Property Address	21 STEVENS RD, RISING SUN, MD 21911-1820
Document Number	0050910165
Book / Page	5091 / 165
Map Reference	CAB 115 FO 82
Instrument Date	Jan 18, 2022
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	LIBERTY TITLE, LIBERTY TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21 STEVENS RD, RISING SUN, MD 21911-1820

Mortgage

Document Number	0005091170
Date	Jan 25, 2022
Instrument	5091/170

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Sep 8, 2020
Property Address	21 STEVENS RD, RISING SUN, MD 21911-1820
Document Number	0046750333
Book / Page	4675 / 333
Map Reference	CAB 1115 FO 82
Instrument Date	Aug 24, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	KIRSH TITLE SERVICES INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	21 STEVENS RD, RISING SUN, MD 21911-1820

Mortgage

Document Number	0004675337
Date	Sep 8, 2020
Instrument	4675/337

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 21 Stevens Rd was $60.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$60.00	$470,333 (+5.31%)	$517,800 (+15.94%) Land $69,900 Building $447,900
2025	$60.00	$446,600 Land $69,900 Building $376,700	$446,600 Land $69,900 Building $376,700
2023	$3,685.00	$391,667	$446,600 Land $69,900 Building $376,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Stevens Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Stevens Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable · Fiber in parts of the area	1,000 / 20

May also be available: Verizon.

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