Cumberland County and Gorham Town property record for 21 Stephen Ward Dr, Gorham, ME 04038
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,126 sqft · built 2020 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $309,900 (Apr 2020) |
| Tax Bill | $4,230 (2025) |
| Deeds & Mortgages | May 2021 Refinance Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 108 4 105 |
| Primary APN | 108 4 105 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,126 sqft Living Area |
| Gross Area | 3,094 sqft |
| 1st Floor Area | 1,043 sqft |
| Attic | Attic |
| Attic Area | 414 sqft |
| Basement Area | 1,043 sqft |
| Unfinished Basement | 1,043 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 108 4 105 |
|---|---|
| Street Address | 21 STEPHEN WARD DR |
| City | GORHAM |
| State | ME |
| Zip | 04038-1177 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Block | 4 |
| Legal Lot Number | 105 |
| Jurisdiction | GORHAM ME |
| Township / Civil Division | GORHAM |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 4002 |
Source: Cumberland County and Gorham Town records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 21 STEPHEN WARD DR, GORHAM, ME 04038-1177 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Apr 2, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage NORTHEAST HOME LOAN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2020 · Amount on Record |
| Deed Sale | Apr 2, 2020 · Amount on Record |
| Deed Document Number | 202017244 |
| Deed Book / Page | 36559 / 114 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GORHAM ME |
| Property Address | 21 STEPHEN WARD DR, GORHAM, ME 04038-1177 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0382380314 |
|---|---|
| Date | May 26, 2021 |
| Book Page | 38238/314 |
| Instrument | 37402 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Jun 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GORHAM ME |
| Recording Date | Apr 2, 2020 |
| Property Address | 21 STEPHEN WARD DR, GORHAM, ME 04038-1177 |
| Document Number | 0365590114 |
| Book / Page | 36559 / 114 |
| Instrument Date | Mar 27, 2020 |
| Instrument | 17244 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 475 E BRIDGE ST, WESTBROOK, ME 04092-4615 |
| Document Number | 17245 |
|---|---|
| Date | Apr 2, 2020 |
| Instrument | 17245 |
| Name | NORTHEAST HOME LOAN |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cumberland County and Gorham Town assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Gorham Town |
| Unified School District | Gorham (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,230.00 (+0.69%) | $285,800 (-) Land $31,800 Building $254,000 |
| 2024 | $4,201.00 (+14.38%) | $285,800 (-) Land $31,800 Building $254,000 |
| 2022 | $3,673.00 | $285,800 Land $31,800 Building $254,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Feb 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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