West Warwick Town property record for 21 State St, West Warwick, RI 02893
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,235 sqft · built 1964 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Nov 2017) |
| Tax Bill | $4,989 (2025) |
| Deeds & Mortgages | Feb 2022 Refinance Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4-0047-85 |
| Primary APN | 4-0047-85 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,235 sqft Living Area |
| Gross Area | 3,857 sqft |
| Basement Area | 1,235 sqft |
| Unfinished Basement | 1,235 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,001 sqft (0.23 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 4-0047-85 |
|---|---|
| Street Address | 21 STATE ST |
| City | WEST WARWICK |
| State | RI |
| Zip | 02893-1528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-7. |
| Jurisdiction | WEST WARWICK RI |
| Township / Civil Division | WEST WARWICK |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 20500 |
21 State St is owned and occupied by two individuals who bought it in November 2017.
Source: West Warwick Town records, as of June 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 STATE ST, WEST WARWICK, RI 02893-1528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 17, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Nov 27, 2017 | Executor's Deed, Transfer · Conventional Mortgage CITIZENS BK/RI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 27, 2017 · Amount on File |
| Deed Sale | Nov 27, 2017 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST WARWICK RI |
| Property Address | 21 STATE ST, WEST WARWICK, RI 02893-1528 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002487865 |
|---|---|
| Date | Feb 17, 2022 |
| Instrument | 2487-865 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2037 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | WEST WARWICK RI |
| Recording Date | Nov 27, 2017 |
| Property Address | 21 STATE ST, WEST WARWICK, RI 02893-1528 |
| Document Number | 0000004056 |
| Instrument Date | Nov 27, 2017 |
| Instrument | 4056 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 STATE ST WEST WARWICK RI 028931528, WEST WARWICK, RI 02893-1528 |
| Document Number | 4057 |
|---|---|
| Date | Nov 27, 2017 |
| Instrument | 4057 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 26, 2047 |
The 2025 property tax bill for 21 State St was $4,989.
Source: West Warwick Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | West Warwick Town |
| Unified School District | West Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,989.00 | $349,100 Land $107,000 Building $242,100 | $311,885 |
| 2023 | $4,732.00 | $258,300 Land $76,500 Building $181,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 State St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 35 (2001–2024) |
| Claims Outside the SFHA | 2 of 35 |
| Most Recent Claim | May 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 State St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENT COUNTY WATER AUTHORITY serves 94,107 people · EPA ID RI1559511 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile.
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