21 Stapleton St, New Bedford, MA 02744 Property Records

Bristol County and New Bedford City property record for 21 Stapleton St, New Bedford, MA 02744

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 1,772 sqft · built 1905
Lot Size	0.074 acres (3,219 sqft)
Owner	2 Individual Names on Record
Last Sale	$510,000 (May 2025)
Tax Bill	$3,890 (2025)
Deeds & Mortgages	Jul 2026 Transfer Jan 2022 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`NEWB M:0020 L:0309`

Property Details

APN / Parcel Number

Primary APN	`NEWB M:0020 L:0309`
Alternative APNs	`NWBF M:0020 L:0309` `2402`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,772 sqft Living Area
Gross Area	3,496 sqft
Basement Area	886 sqft
Unfinished Basement	886 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,219 sqft (0.074 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Account Number	2402
Street Address	21 STAPLETON ST
City	NEW BEDFORD
State	MA
Zip	02744-1111
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MUB
Legal Lot Number	309
Jurisdiction	NEW BEDFORD MA
Township / Civil Division	NEW BEDFORD
Census Block Group	1
Census Block	1005
Census Tract	652600

Owner

Source: Bristol County and New Bedford City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 STAPLETON ST, NEW BEDFORD, MA 02744-1111
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Quit Claim Deed, Transfer Quitclaim
Jan 10, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 6, 2024	Deed of Trust, Mortgage · Line of Credit ST ANNE CU
May 12, 2025	Quit Claim Deed, Transfer · FHA Mortgage WASHINGTON TRUST MORTGAGE CO
Mar 3, 2020	Deed of Trust, Mortgage · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES
Jul 27, 2018	Quit Claim Deed, Transfer · FHA Mortgage RESIDENTIAL MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2025 · Amount on Record
Deed Sale	May 12, 2025 · Amount on Record
Prior Sale	Jul 27, 2018 · Amount on Record
Deed Document Number	2025202500081400
Deed Book / Page	15252 / 160
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEW BEDFORD MA
Recording Date	Jul 24, 2026
Property Address	21 STAPLETON ST, NEW BEDFORD, MA 02744-1111
Document Number	0000131970
Book / Page	15466 / 9
Instrument Date	Jul 20, 2026
Instrument	2026131970
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21 STAPLETON ST, NEW BEDFORD, MA 02744-1111

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW BEDFORD MA
Property Address	21 STAPLETON ST, NEW BEDFORD, MA 02744-1111
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014180-115
Date	Jan 10, 2022
Book Page	14180/115
Instrument	202200000412

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW BEDFORD MA
Property Address	21 STAPLETON ST, NEW BEDFORD, MA 02744-1111
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014979-195
Date	May 6, 2024
Book Page	14979/195
Instrument	7570

Lender

Name	ST ANNE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEW BEDFORD MA
Recording Date	May 12, 2025
Property Address	21 STAPLETON ST, NEW BEDFORD, MA 02744-1111
Document Number	015252-160
Book / Page	15252 / 160
Instrument Date	May 12, 2025
Instrument	202500081400
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21 STAPLETON ST, NEW BEDFORD, MA 02744-1111

Mortgage

Document Number	202500081410
Date	May 12, 2025
Instrument	202500081410

Lender

Name	WASHINGTON TRUST MORTGAGE CO

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW BEDFORD MA
Property Address	21 STAPLETON ST, NEW BEDFORD, MA 02744-1111
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13132-326
Date	Mar 3, 2020
Book Page	13132/326
Instrument	5249

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEW BEDFORD MA
Recording Date	Jul 27, 2018
Property Address	21 STAPLETON ST, NEW BEDFORD, MA 02744-1111
Document Number	12519-116
Book / Page	12519 / 116
Instrument	16804
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26.09
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 STAPLETON ST, NEW BEDFORD, MA 02744-1111

Mortgage

Document Number	125190118
Date	Jul 27, 2018
Instrument	12519/0118

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2048

Tax Assessment & Valuation

Source: Bristol County and New Bedford City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	New Bedford City
Unified School District	New Bedford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,890.00 (+17.38%)	$343,900 (+24.51%) Land $77,100 Building $266,800	$471,569
2024	$3,314.00 (+6.83%)	$276,200 (+27.22%) Land $72,300 Building $203,900
2023	$3,102.00	$217,100 Land $61,700 Building $155,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	3 (1982–2019)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BEDFORD DPI serves 101,079 people · EPA ID MA4201000
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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