Dutchess County and Fishkill Town property record for 21 Spruce Ridge Dr, Fishkill, NY 12524
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,681 sqft · built 1989 |
| Lot Size | 0.01 acres (436 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,777 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 133089-6155-38-189719-0000 |
| Primary APN | 133089-6155-38-189719-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,681 sqft Living Area |
| Gross Area | 1,945 sqft |
| 1st Floor Area | 914 sqft |
| 2nd Floor Area | 767 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 436 sqft (0.01 acres) |
| Garage Type | Attached |
| Garage Area | 248 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 88 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 06189719 |
|---|---|
| Street Address | 21 SPRUCE RIDGE DR |
| City | FISHKILL |
| State | NY |
| Zip | 12524-1540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMF5 |
| Legal Description | 0.84840%X19.31AC 1778 0042 |
| Legal Subdivision | FOX RDG CONDO |
| Legal Block | 38 |
| Legal Lot Number | 189 |
| Jurisdiction | DUTCHESS NY |
| Township / Civil Division | FISHKILL |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 60202 |
Source: Dutchess County and Fishkill Town records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21 SPRUCE RIDGE DR, FISHKILL, NY 12524-1540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| May 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 21 SPRUCE RIDGE DR, FISHKILL, NY 12524-1540 |
| Document Number | 0000053866 |
| Instrument Date | Oct 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2020 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Address | 21 SPRUCE RIDGE DR FISHKILL NY 125241540, FISHKILL, NY 12524-1540 |
| Document Number | 0000053866 |
|---|---|
| Date | Nov 9, 2020 |
| Instrument | 53866 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 8, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 21 SPRUCE RIDGE DR, FISHKILL, NY 12524-1540 |
| Document Number | 0000003745 |
| Instrument Date | May 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | SANDS ABSTRACT LLC, SANDS ABS LLC |
| Name | Verified Name |
|---|---|
| Address | 21 SPRUCE RIDGE DR FISHKILL NY 125241540, FISHKILL, NY 12524-1540 |
| Document Number | 0000003745 |
|---|---|
| Date | Jun 12, 2018 |
| Instrument | 3745 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 11, 2038 |
Source: Dutchess County and Fishkill Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Dutchess County |
| County Subdivision | Fishkill Town |
| Unified School District | Wappingers Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,777.00 (+18.5%) | $419,800 (+13.4%) Land $70,800 Building $349,000 | $419,800 (+13.4%) Land $70,800 Building $349,000 |
| 2023 | $370,200 (+10.51%) Land $64,400 Building $305,800 | $370,200 (+10.51%) Land $64,400 Building $305,800 | |
| 2022 | $335,000 Land $58,500 Building $276,500 | $335,000 Land $58,500 Building $276,500 | |
| 2020 | $5,719.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2014–2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROMBOUT WATER DISTRICT serves 3,000 people · EPA ID NY1319167 |
|---|---|
| Water Source | Purchased surface water from BEACON CITY |
| Last State Inspection | Dec 2021 |
| Also Mapped Here | BEACON HILLS WATER DISTRICT, GLENHAM WATER DISTRICT |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
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