Genesee County and Bergen Town property record for 21 Spring St, Bergen, NY 14416
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1990 |
| Lot Size | 0.468 acres (20,416 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,439 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| APN | 182601 2.-1-26.22 |
| Primary APN | 182601 2.-1-26.22 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,416 sqft (0.468 acres) |
| Lot Dimensions | 125 ft deep x 163 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pole Barn | Pole Barn |
| Heating Fuel | Electric |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 21 SPRING ST |
|---|---|
| City | BERGEN |
| State | NY |
| Zip | 14416-9443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 26.022 |
| Jurisdiction | GENESEE NY |
| Township / Civil Division | BERGEN |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 950100 |
Source: Genesee County and Bergen Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 19 SPRING ST, BERGEN, NY 14416-9443 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE NY |
| Recording Date | Jul 24, 2026 |
| Property Address | 21 SPRING ST, BERGEN, NY 14416-9443 |
| Document Number | 0000000871 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 2026MTG2026871 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 21 SPRING ST, BERGEN, NY 14416-9443 |
| Document Number | 0000000871, |
|---|---|
| Date | Jul 24, 2026 |
| Instrument | 2026MTG2026871 |
| Name | FIVE STAR BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Initial Type | Adjustable Rate |
| Type Change Date | Aug 1, 2036 |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | -1% |
Source: Genesee County and Bergen Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Genesee County |
| County Subdivision | Bergen Town |
| Municipality | Bergen Village |
| Unified School District | Byron-Bergen Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,439.00 (+5.3%) | ||
| 2025 | $3,266.00 | $99,500 (+24.84%) Land $4,300 Building $95,200 | $99,500 (+24.84%) Land $4,300 Building $95,200 |
| 2023 | $79,700 Land $4,300 Building $75,400 | $79,700 Land $4,300 Building $75,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA GENESEE public/private · serves 16,541 people · EPA ID NY1800547 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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