21 Spring Ridge Cir, Bloomington, IL 61704 Property Records

McLean County property record for 21 Spring Ridge Cir, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,584 sqft · built 2001
Lot Size	0.096 acres (4,175 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Mar 2024)
Tax Bill	$7,495 (2024)
Deeds & Mortgages	Mar 2024 Sale Sep 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-25-351-058`

Property Details

APN / Parcel Number

Primary APN	`14-25-351-058`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,584 sqft Living Area
Gross Area	1,984 sqft
1st Floor Area	1,584 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	4,175 sqft (0.096 acres)
Lot Dimensions	90 ft deep x 31 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	21 SPRING RIDGE CIR
City	BLOOMINGTON
State	IL
Zip	61704-9114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	THE VILLAS AT SPRING RIDGE PHASE 1 1ST ADD LOT 50
Legal Range	02E
Legal Township	24N
Legal Section	25
Legal Subdivision	SPRING RIDGE
Legal Lot Number	50
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1048
Census Tract	504

Owner

21 Spring Ridge Cir is owned and occupied by an individual who bought it in March 2024.

Source: McLean County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	21 SPRING RIDGE CIR, BLOOMINGTON, IL 61704-9114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Widow or Widower

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Deed, Transfer MCLEAN COUNTY TITLE
Sep 1, 2021	Intrafamily Transfer, Transfer
Dec 27, 2018	Warranty Deed, Transfer MCLEAN COUNTY TITLE
Nov 27, 2017	Trustee's Deed, Foreclosure · ARM NATIONAL BANK OF KANSAS CITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2024 · Amount on File
Deed Sale	Mar 22, 2024 · Amount on File
Prior Sale	Dec 27, 2018 · Amount on File
Deed Document Number	20243396
Prior Transfer Date	Aug 25, 2021
Prior Transfer Doc	0000021312
Record Updated	Oct 29, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 22, 2024
Property Address	21 SPRING RIDGE CIR, BLOOMINGTON, IL 61704-9114
Document Number	202400003396
Map Reference	DOC 2000-R-22184
Instrument Date	Mar 13, 2024
Instrument	2024-00003396
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount on Record
Tax	$275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 SPRING RIDGE CIR, BLOOMINGTON, IL 61704-9114

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Sep 1, 2021
Property Address	21 SPRING RIDGE CIR, BLOOMINGTON, IL 61704-9114
Document Number	202100021312
Map Reference	DOC 2005-00033299
Instrument Date	Aug 25, 2021
Instrument	2021-00021312
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 MONARCH DR, BLOOMINGTON, IL 61704-9092

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 27, 2018
Property Address	21 SPRING RIDGE CIR, BLOOMINGTON, IL 61704-9114
Document Number	201800020565
Map Reference	DOC 2000-R-22184
Instrument Date	Dec 14, 2018
Instrument	2018-00020565
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount on Record
Tax	$352.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1 MONARCH DR, BLOOMINGTON, IL 61704-9092

November 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCLEAN IL
Recording Date	Nov 27, 2017
Property Address	21 SPRING RIDGE CIR, BLOOMINGTON, IL 61704-9114
Document Number	201700021272
Map Reference	DOC2000-R-22184
Instrument Date	Nov 9, 2017
Instrument	2017-00021272
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$337.50
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 SPRING RIDGE CIR, BLOOMINGTON, IL 61704-9114

Mortgage

Document Number	201700021273
Date	Nov 27, 2017
Instrument	2017-00021273

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$97,774 Land $21,258 Building $76,516	$293,322 Land $63,774 Building $229,548
2024	$7,495.00 (-0.64%)
2023	$7,543.00 (+6.68%)	$89,028 (+11.24%) Land $19,357 Building $69,671	$267,084 (+11.24%) Land $58,071 Building $209,013
2022	$7,071.00	$80,032 Land $17,401 Building $62,631	$240,096 Land $52,203 Building $187,893

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21 Spring Ridge Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1979–1997)
Most Recent Claim	Jun 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Spring Ridge Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Watch TV Fixed Wireless	100 / 20

May also be available: Pavlov Media, Verizon.

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