21 Spring Rd, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 21 Spring Rd, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,369 sqft · built 1971
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Jul 2015)
Tax Bill	$5,370 (2026)
Deeds & Mortgages	Aug 2021 Refinance Aug 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:2 L:9`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:2 L:9`
Alternative APNs	`M:0002 B:0000 L:0009` `424408`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,369 sqft Living Area
Gross Area	2,927 sqft
1st Floor Area	1,369 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	46,174 sqft (1.06 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	424408
Street Address	21 SPRING RD
City	DRACUT
State	MA
Zip	01826-1641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	9
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	1
Census Block	1004
Census Tract	314302

Owner

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 SPRING RD, DRACUT, MA 01826-1641
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU
Aug 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU
Sep 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage JEANNE D'ARC CU
Sep 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage JEANNE D'ARC CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2015 · Amount on Record
Deed Sale	Jul 31, 2015 · Amount on Record
Prior Sale	Jun 23, 2006 · Amount on Record
Deed Book / Page	29296 / 78
Transfer Doc	0029296-78
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	21 SPRING RD, DRACUT, MA 01826-1641
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036143-271
Date	Aug 18, 2021
Book Page	36143/271
Instrument	48648

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2046

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	21 SPRING RD, DRACUT, MA 01826-1641
Transaction Type	Mortgage
Record Updated	Sep 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36143-271
Date	Aug 18, 2021
Book Page	36143/271
Instrument	48648

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2046

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	21 SPRING RD, DRACUT, MA 01826-1641
Document Number	32395-284
Instrument Date	Sep 5, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21 SPRING RD DRACUT MA 018261641, DRACUT, MA 01826-1641

Mortgage

Document Number	32395-284
Date	Sep 10, 2018
Book Page	032395/000284
Instrument	39486

Lender

Name	JEANNE D'ARC CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 9, 2043

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	21 SPRING RD, DRACUT, MA 01826-1641
Document Number	32395-265
Instrument Date	Sep 5, 2018
Transaction Type	Mortgage
Record Updated	Oct 2, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21 SPRING RD DRACUT MA 018261641, DRACUT, MA 01826-1641

Mortgage

Document Number	32395-265
Date	Sep 10, 2018
Book Page	032395/000265
Instrument	39485

Lender

Name	JEANNE D'ARC CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,370.00 (+3.27%)	$555,300 (+8.08%) Land $253,600 Building $301,700	$509,770 (-)
2025	$5,200.00 (+1.13%)	$513,800 (+4.41%) Land $232,700 Building $281,100	$509,770 (+5.24%)
2024	$5,142.00 (+4.05%)	$492,100 (+15.3%) Land $221,800 Building $270,300	$484,405
2023	$4,942.00	$426,800 Land $192,900 Building $233,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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