21 Split Rock Holw, Inez, KY 41224 Property Records

Martin County property record for 21 Split Rock Holw, Inez, KY 41224

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,625 sqft · built 1966
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on Record
Last Sale	$100,000 (Sep 2022)
Tax Bill	$1,467 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`029-00-00-125.00`

Property Details

APN / Parcel Number

Primary APN	`029-00-00-125.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,625 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	500 sqft
Driveway	Gravel Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	139 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	21 SPLIT ROCK HOLW
City	INEZ
State	KY
Zip	41224-9126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	1.08 ACRE & IMP
Jurisdiction	MARTIN KY
Township / Civil Division	INEZ
Census Block Group	1
Census Block	1012
Census Tract	950201

Owner

Source: Martin County records, as of February 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	21 SPLIT ROCK HOLW, INEZ, KY 41224-9126
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2022 · Amount on Record
Deed Sale	Sep 26, 2022 · Amount on Record
Deed Document Number	202296447
Deed Book / Page	207 / 35
Prior Transfer Date	Aug 26, 2022
Prior Transfer Doc	000D207/35
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN KY
Recording Date	Sep 26, 2022
Property Address	21 SPLIT ROCK HOLW, INEZ, KY 41224-9126
Document Number	000D207/35
Book / Page	D207 / 35
Map Reference	DB 98 PG 280
Instrument Date	Aug 26, 2022
Instrument	96447
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	BESTITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8266 HIGHWAY 23, LOUISA, KY 41230-6919

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 SPLIT ROCK HOLW, INEZ, KY 41224-9126

Mortgage

Document Number	0000096448
Date	Sep 26, 2022
Instrument	96448

Lender

Name	TRUIST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Martin County assessment roll, as of February 12, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,467.00 (+0.62%)	$100,000 (-) Land $15,000 Building $85,000	$100,000 (-) Land $15,000 Building $85,000
2023	$1,458.00	$100,000 Land $15,000 Building $85,000	$100,000 Land $15,000 Building $85,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	20 (2004–2025)
Claims Outside the SFHA	8 of 20
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Feb 2025 · 3 claims Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 8 claims Severe Storms, Tornadoes, Flooding, And Mudslides, May 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 95% of Kentucky
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO WATER DISTRICT #1 serves 9,003 people · EPA ID KY0800273
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Nov 2023 Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35