Suffolk County and Brookhaven Town property record for 21 Smith Rd, Ridge, NY 11961
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,980 sqft · built 1995 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $143,000 (Jun 1995) |
| Tax Bill | $15,776 (2024) |
| Deeds & Mortgages | Jul 2022 Refinance Jun 2017 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0200-381.00-01.00-012.005 |
| Primary APN | 0200-381.00-01.00-012.005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 3,980 sqft Living Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 47,916 sqft |
| View / Lot | Lake Front |
| Heating System | Radiant |
|---|
| Account Number | 8731718 |
|---|---|
| Street Address | 21 SMITH RD |
| City | RIDGE |
| State | NY |
| Zip | 11961-2541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N WOOD & ORS E BROOKHAVEN TOWN S GA |
| Legal Subdivision | RIDGE |
| Legal Block | 1000 |
| Legal Lot Number | 100 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | BROOKHAVEN |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 158710 |
21 Smith Rd is owned and occupied by two individuals who acquired it in March 2017.
Source: Suffolk County and Brookhaven Town records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 SMITH RD, RIDGE, NY 11961-2541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Jun 27, 2017 | Quit Claim Deed, Transfer NEW WAY TITLE |
| Mar 7, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Mar 7, 2017 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 1995 · Amount on File |
| Deed Sale | Jun 1, 1995 · Amount on File |
| Prior Sale | Mar 6, 1995 · Amount on File |
| Deed Book / Page | 11727 / 372 |
| Last Transfer Date | Mar 22, 2017 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 21 SMITH RD, RIDGE, NY 11961-2541 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0234400504 |
|---|---|
| Date | Jul 21, 2022 |
| Book Page | 23440/504 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 169 Months |
| Due | Aug 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jun 27, 2017 |
| Property Address | 21 SMITH RD, RIDGE, NY 11961-2541 |
| Document Number | 0129180390 |
| Book / Page | 012918 / 000390 |
| Instrument Date | Mar 22, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2017 |
| Title Company | NEW WAY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 21 SMITH RD RIDGE NY 119612541, RIDGE, NY 11961-2541 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 21 SMITH RD, RIDGE, NY 11961-2541 |
| Document Number | 0228060221 |
| Instrument Date | Mar 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | TITLE SOURCES INC |
| Name | Verified Name |
|---|---|
| Address | 21 SMITH RD RIDGE NY 119612541, RIDGE, NY 11961-2541 |
| Document Number | 0228060221 |
|---|---|
| Date | Apr 7, 2017 |
| Book Page | 022806/000221 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 6, 2037 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 21 SMITH RD, RIDGE, NY 11961-2541 |
| Document Number | 0228060222 |
| Instrument Date | Mar 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | TITLE SOURCES INC |
| Name | Verified Name |
|---|---|
| Address | 21 SMITH RD RIDGE NY 119612541, RIDGE, NY 11961-2541 |
| Document Number | 0228060222 |
|---|---|
| Date | Apr 7, 2017 |
| Book Page | 022806/000222 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 6, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Brookhaven Town |
| Unified School District | Longwood Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,780 Land $200 Building $3,580 | $787,500 Land $37,736 Building $675,472 | |
| 2024 | $15,776.00 | ||
| 2023 | $3,780 Land $200 Building $3,580 | $7,000 Land $370 Building $6,630 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 21 Smith Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1979–1984) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Mar 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Smith Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 98.2% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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