21 Sloop Ln, Ocean Pines (Berlin), MD 21811 Property Records

Worcester County property record for 21 Sloop Ln, Ocean Pines, MD 21811 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,866 sqft · built 1983
Lot Size	0.225 acres (9,805 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Jan 2026)
Tax Bill	$1,916 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03-077977`

Property Details

APN / Parcel Number

Primary APN	`03-077977`
Alternative APN	`077977`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,866 sqft Total Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,805 sqft (0.225 acres)
Porch	Slab
Porch Area	104 sqft
Deck Area	104 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	077977
Street Address	21 SLOOP LN
City	BERLIN
State	MD
Zip	21811-1608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT B O2 399 9805 SQ FT SLOOP LANE PLAT OCEAN PINES SEC 2
Legal Subdivision	OCEAN PINES SEC 02
Legal Lot Number	399,B
Jurisdiction	WORCESTER MD
Township / Civil Division	6, NORTHERN
Census Block Group	2
Census Block	2022
Census Tract	950700

Owner

Source: Worcester County records · APN 03-077977

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	21 SLOOP LN, BERLIN, MD 21811-1608
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jan 05, 2026	Deed, Transfer · Conventional Mortgage DIRECT MORTGAGE LOANS LLC
Jan 04, 2019	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Jun 24, 2020	Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK
Sep 25, 2019	Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK
May 05, 2017	Deed of Trust, Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 05, 2026 · Amount on Record
Deed Sale	Jan 05, 2026 · Amount on Record
Prior Sale	Aug 14, 1984 · Amount on Record
Deed Book / Page	9069 / 157
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	21 SLOOP LN, OCEAN PINES, MD 21811-1608
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0079830415
Date	Mar 25, 2021
Book Page	7983/415

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Jan 05, 2026
Property Address	21 SLOOP LN, OCEAN PINES, MD 21811-1608
Document Number	0090690157
Book / Page	9069 / 157
Map Reference	MB 11 FO 24
Instrument Date	Dec 30, 2025
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	21 SLOOP LN, BERLIN, MD 21811-1608

Mortgage

Document Number	0009069163
Date	Jan 05, 2026
Instrument	9069/163

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2056

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	21 SLOOP LN, OCEAN PINES, MD 21811-1608
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073470491
Date	Jan 04, 2019
Book Page	7347/491

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	21 SLOOP LN, OCEAN PINES, MD 21811-1608
Document Number	0077120163
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	BCHH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21 SLOOP LN BERLIN MD 218111608, BERLIN, MD 21811-1608

Mortgage

Document Number	0077120163
Date	Jul 16, 2020
Book Page	007712/000163

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	21 SLOOP LN, OCEAN PINES, MD 21811-1608
Document Number	0075040454
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	BCHH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21 SLOOP LN BERLIN MD 218111608, BERLIN, MD 21811-1608

Mortgage

Document Number	0075040454
Date	Oct 03, 2019
Book Page	007504/000454

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 02, 2049

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	21 SLOOP LN, OCEAN PINES, MD 21811-1608
Document Number	0070000172
Book / Page	007000 / 000172
Instrument Date	May 05, 2017
Transaction Type	Mortgage
Record Updated	Jul 26, 2017
Title Company	BB AND T ML POST CLOSING, BB&T ML POST CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 SLOOP LN BERLIN MD 218111608, BERLIN, MD 21811-1608

Mortgage

Document Number	0070000172
Date	May 18, 2017
Book Page	007000/000172

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 17, 2047

Tax Assessment & Valuation

Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$332,433 (+10.64%)	$364,400 (-) Land $93,600 Building $270,800
2025	$1,916.00 (+4.36%) Homeowner's exemption	$300,467 (+26.07%)	$364,400 (+35.72%) Land $93,600 Building $270,800
2023	$1,836.00 Homeowner's exemption	$238,333	$268,500 Land $82,300 Building $186,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (24047C), updated June 4, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240479507002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 60 individual NFIP policies nearby
Nearby Flood Policies	60 in force
Nearby Flood Claims	26 (1985–2015)
Claims Outside the SFHA	15 of 26
Most Recent Claim	Oct 2015, tidal / storm surge
Claims By Storm	Severe Snowfall & Winter Storm, Mar 1993 · 2 claims

Wildfire

Wildfire Risk	Low above 5% of the US · above 11% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 602 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	2,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Mediacom Communications, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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