21 Sinking Fork Rd, Cadiz, KY 42211 Property Records

Trigg County property record for 21 Sinking Fork Rd, Cadiz, KY 42211

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,980 sqft · built 2005
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Mar 2013)
Tax Bill	$2,425 (2025)
Deeds & Mortgages	Apr 2010 Line of Credit Mar 2013 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`63-024.04`

Property Details

APN / Parcel Number

Primary APN	`63-024.04`
Alternative APN	`218320`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,980 sqft Living Area
Basement Area	1,320 sqft
Unfinished Basement	1,320 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Logs
Roof Type	Gable
Lot Area	130,680 sqft (3 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Street Address	21 SINKING FORK RD
City	CADIZ
State	KY
Zip	42211-9215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.0 ACRES
Jurisdiction	TRIGG KY
Township / Civil Division	CADIZ
Census Block Group	2
Census Block	2042
Census Tract	970202

Owner

21 Sinking Fork Rd is owned and occupied by two individuals who bought it in March 2013.

Source: Trigg County records, as of April 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 SINKING FORK RD, CADIZ, KY 42211-9215
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2010	Deed of Trust, Mortgage · Line of Credit BANK OF CADIZ & TRUST CO
Mar 4, 2013	Deed, Transfer · VA Mortgage AMERICAN SAVINGS BANK FSB
Jul 14, 2005	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2013 · Amount on File
Deed Sale	Mar 4, 2013 · Amount on File
Prior Sale	Jul 14, 2005 · Amount on File
Deed Book / Page	271 / 535
Record Updated	Jun 8, 2026

April 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIGG KY
Property Address	21 SINKING FORK RD, CADIZ, KY 42211-9215
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000278/436
Date	Apr 14, 2010
Book Page	278/436

Lender

Name	BANK OF CADIZ & TRUST CO
Address	CADIZ, KY 42211

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 6, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2013: Deed, Transfer

Document Type	Deed
Jurisdiction	TRIGG KY
Recording Date	Mar 4, 2013
Property Address	21 SINKING FORK RD, CADIZ, KY 42211-9215
Document Number	000271/535
Book / Page	271 / 535
Instrument Date	Mar 1, 2013
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 SINKING FORK RD, CADIZ, KY 42211-9215

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	21 SINKING FORK RD, CADIZ, KY 42211-9215
Investor	Possibly a Property Investor

Mortgage

Document Number	000159/178
Date	Mar 4, 2013
Book Page	159/178

Lender

Name	AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2043

July 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	TRIGG KY
Recording Date	Jul 14, 2005
Property Address	21 SINKING FORK RD, CADIZ, KY 42211-9215
Document Number	000228/417
Book / Page	228 / 417
Instrument Date	Jul 14, 2005
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 21 Sinking Fork Rd was $2,425.

Source: Trigg County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Trigg County
Unified School District	Trigg County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,425.00	$275,000	$275,000
2023	$2,650.00	$275,000	$275,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Sinking Fork Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Sinking Fork Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARKLEY LAKE WATER DISTRICT serves 14,284 people · EPA ID KY1110019
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
energynet Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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