Middlesex County and Acton Town property record for 21 Silver Hill Rd, Acton, MA 01720
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,790 sqft · built 1980 |
| Lot Size | 1.35 acres (58,806 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $990,000 (Jun 2022) |
| Tax Bill | $18,896 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Nov 2021 Refinance + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ACTO M:00I3 B:0064 L:0005 |
| Primary APN | ACTO M:00I3 B:0064 L:0005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,790 sqft Living Area |
| Gross Area | 4,534 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 58,806 sqft (1.35 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 21 SILVER HILL RD |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-4227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Subdivision | PLAN 6683S |
| Legal Block | 64 |
| Legal Lot Number | 5 |
| Jurisdiction | ACTON MA |
| Township / Civil Division | ACTON |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 363104 |
Source: Middlesex County and Acton Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 21 SILVER HILL RD, ACTON, MA 01720-4227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP. |
| Nov 4, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP. |
| Jun 23, 2022 | Quit Claim Deed, Transfer |
| Nov 4, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP. |
| Mar 31, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP. |
| May 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MTG |
| Sep 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MTG |
| Aug 10, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2022 · Amount on Record |
| Deed Sale | Jun 23, 2022 · Amount on Record |
| Prior Sale | Aug 10, 2017 · Amount on Record |
| Prior Transfer Date | Jun 21, 2022 |
| Prior Transfer Doc | 0001916847 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 21 SILVER HILL RD, ACTON, MA 01720-4227 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001874942 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 1874942 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 21 SILVER HILL RD, ACTON, MA 01720-4227 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001898451 |
|---|---|
| Date | Nov 4, 2021 |
| Instrument | 1898451 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Jun 23, 2022 |
| Property Address | 21 SILVER HILL RD, ACTON, MA 01720-4227 |
| Document Number | 0001916847 |
| Instrument Date | Jun 21, 2022 |
| Instrument | 1916847 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 21 SILVER HILL RD, ACTON, MA 01720-4227 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 21 SILVER HILL RD, ACTON, MA 01720-4227 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1898451 |
|---|---|
| Date | Nov 4, 2021 |
| Instrument | 1898451 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 21 SILVER HILL RD, ACTON, MA 01720-4227 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1874942 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 1874942 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 21 SILVER HILL RD, ACTON, MA 01720-4227 |
| Document Number | 0001843415 |
| Instrument Date | May 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 21 SILVER HILL RD ACTON MA 017204227, ACTON, MA 01720-4227 |
| Document Number | 0001843415 |
|---|---|
| Date | Jun 5, 2020 |
| Instrument | 1843415 |
| Name | DRAPER & KRAMER MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 4, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 21 SILVER HILL RD, ACTON, MA 01720-4227 |
| Document Number | 0000023732 |
| Instrument Date | Sep 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21 SILVER HILL RD ACTON MA 017204227, ACTON, MA 01720-4227 |
| Document Number | 0000023732 |
|---|---|
| Date | Sep 18, 2019 |
| Instrument | 23732 |
| Name | DRAPER & KRAMER MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 17, 2034 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Aug 10, 2017 |
| Property Address | 21 SILVER HILL RD, ACTON, MA 01720-4227 |
| Document Number | 0000067527 |
| Instrument Date | Jul 28, 2017 |
| Instrument | 67527 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2019 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,027.84 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21 SILVER HILL RD ACTON MA 017204227, ACTON, MA 01720-4227 |
| Document Number | 67528 |
|---|---|
| Date | Aug 10, 2017 |
| Instrument | 67528 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 9, 2047 |
| Rate | 3.5% |
|---|
Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,896.00 (+7.41%) | $1,101,800 (+4.41%) Land $371,100 Building $730,700 | $1,083,475 (-0.93%) |
| 2024 | $17,592.00 (+2.94%) | $1,055,300 (+8.44%) Land $371,100 Building $684,200 | $1,093,640 |
| 2023 | $17,089.00 | $973,200 Land $337,500 Building $635,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1979) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACTON WATER SUPPLY DISTRICT serves 21,285 people · EPA ID MA2002000 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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