21 Sidney Ave, Rutherford, NJ 07070 Property Records

Bergen County and Rutherford Borough property record for 21 Sidney Ave, Rutherford, NJ 07070

Property Summary

Property TypeSingle Family Home
Details2,855 sqft · built 1898
Lot Size0.105 acres (4,587 sqft)
Owner2 Individual Names on File
Tax Bill$20,240 (2025)
Deeds & MortgagesSep 2022 Second Mortgage
Oct 2021 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN56-00043-0000-00043

Property Details

APN / Parcel Number

Primary APN56-00043-0000-00043
Alternative APN
  • 560004300043

Interior

Stories2 Stories
Building Area2,855 sqft Living Area

Exterior

Year BuiltBuilt 1898
Effective Year BuiltEffective 1898
Exterior MaterialAluminum/Vinyl
Lot Area4,587 sqft (0.105 acres)
Lot Dimensions131 ft deep x 35 ft wide

Location & Zoning

Street Address21 SIDNEY AVE
CityRUTHERFORD
StateNJ
Zip07070-1231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description35X131
Legal SubdivisionSHELTER 266 & 267
Legal Block43
Legal Lot Number43
JurisdictionBERGEN NJ
Township / Civil DivisionRUTHERFORD
Census Block Group1
Census Block1003
Census Tract51300

Owner

21 Sidney Ave is owned and occupied by two individuals who acquired it in September 2021.

Source: Bergen County and Rutherford Borough records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address21 SIDNEY AVE, RUTHERFORD, NJ 07070-1231
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
GREATER ALLIANCE FCU
Oct 13, 2021Intrafamily Transfer, Transfer
Dec 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
May 2, 2019Trustee's Deed, Construction Loan · Line of Credit
TIAA FSB
Mar 20, 2017Deed of Trust, Mortgage · Conventional Mortgage
SPRING EQ LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 16, 2000
Deed SaleNov 16, 2000
Prior SaleNov 16, 2000
Deed Book / Page10523 / 253
Last Transfer DateSep 7, 2021
Transfer Doc0044131888
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address21 SIDNEY AVE, RUTHERFORD, NJ 07070-1231
Transaction TypeMortgage
Record UpdatedOct 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0048120462
DateSep 19, 2022
Book Page4812/462
Instrument2022092480
Lender
NameGREATER ALLIANCE FCU
TypeCredit Union
Address07562
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term240 Months
DueAug 31, 2042

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERGEN NJ
Recording DateOct 13, 2021
Property Address21 SIDNEY AVE, RUTHERFORD, NJ 07070-1231
Document Number0044131888
Book / Page4413 / 1888
Instrument DateSep 7, 2021
Instrument2021156680
Transaction TypeTransfer
Record UpdatedNov 17, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address21 SIDNEY AVE, RUTHERFORD, NJ 07070-1231

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address21 SIDNEY AVE, RUTHERFORD, NJ 07070-1231
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038750001
DateDec 18, 2020
Book Page3875/1
Instrument20-136061
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueNov 1, 2050

May 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionBERGEN NJ
Recording DateMay 2, 2019
Property Address21 SIDNEY AVE, RUTHERFORD, NJ 07070-1231
Document Number0032321886
Book / Page003232 / 001886
Instrument DateApr 12, 2019
Instrument27124
Transaction TypeConstruction Loan
Record UpdatedMay 13, 2019
Title CompanyPREMIUM TITLE INC, PREMIUM TITLE SVC INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address21 SIDNEY AVE RUTHERFORD NJ 070701231, RUTHERFORD, NJ 07070-1231

Mortgage

Document Number32321886
DateMay 2, 2019
Book Page003232/001886
Instrument27124
Lender
NameTIAA FSB
AddressJACKSONVILLE, FL 32202
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMay 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.75%

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address21 SIDNEY AVE, RUTHERFORD, NJ 07070-1231
Document Number0025722452
Book / Page002572 / 002452
Instrument DateMar 20, 2017
Transaction TypeMortgage
Record UpdatedMay 23, 2017
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address21 SIDNEY AVE RUTHERFORD NJ 070701231, RUTHERFORD, NJ 07070-1231

Mortgage

Document Number0025722452
DateMar 28, 2017
Book Page002572/002452
Lender
NameSPRING EQ LLC
Address2929 ARCH ST # 500, PHILADELPHIA, PA 19104-2858
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueMar 27, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 21 Sidney Ave was $20,240, up 2.5% from the year before.

Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRutherford Borough
Unified School DistrictRutherford Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$632,500 (-) Land $225,900 Building $406,600$632,500 (-) Land $225,900 Building $406,600
2025$20,240.00 (+2.53%) Veteran's exemption$632,500 Land $225,900 Building $406,600$632,500 Land $225,900 Building $406,600
2024$19,740.00
2023$632,500 Land $225,900 Building $406,600$632,500 Land $225,900 Building $406,600
2022$18,528.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Sidney Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 21 Sidney Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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